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Valued Contributor
dodfire
Posts: 1,453
Registered: ‎04-14-2012
0

Re: I walked out of the garden today, now I am running back!


FocusedAndDetermined wrote:

Congrats on the Citi approaval.  Sorry about the CSP.  

 

Did they give an indication how long the foreclosure would continue to be a deciding factor?


He said the foreclosure was still too new. I said, too new? That was 2009 how long do I need to wait to apply again? Response: The forclosure is still too new sir! 

 

So, to answer your question...No he didnt give me even a clue. 

*8/10/13
Valued Contributor
dodfire
Posts: 1,453
Registered: ‎04-14-2012
0

Re: I walked out of the garden today, now I am running back!

[ Edited ]

LS2982 wrote:

dodfire wrote:

So, I hit my 3 month mark in the garden. I could no longer resist the temptation.

I applied for 2 cards.

#1 Citi Prestige - Instant approval $11,000

#2 CSP - 7-10 day message

 

I called Chase to offer them any additional information they might need for approval. 

 

Result - DENIED - Reason stated, Forclosure is still showing on my report from 2009. This is my second try for the CSP, I guess I will have to wait until the foreclosure drops off of my report. 

 

But, I am happy with the starting limit for the Citi Prestige. All in all its been a good week. See you all back in the garden. 


CONGRATS!!! :smileyhappy: 

 

1-2 is not ba and WTG on stopping there!


Thanks!!

I suppose 50% success is not bad.

Earlier this week if you didnt see my other posts;

NFCU CLI from $10k to $22k x 2

AMEX SPG CLI $4k

Citi Prestige $11k

Thats $39k in new credit this week!!

 

*edited, wrong numbers

*8/10/13
Valued Contributor
FocusedAndDetermined
Posts: 6,420
Registered: ‎01-05-2013
0

Re: I walked out of the garden today, now I am running back!


dodfire wrote:

FocusedAndDetermined wrote:

Congrats on the Citi approaval.  Sorry about the CSP.  

 

Did they give an indication how long the foreclosure would continue to be a deciding factor?


He said the foreclosure was still too new. I said, too new? That was 2009 how long do I need to wait to apply again? Response: The forclosure is still too new sir! 

 

So, to answer your question...No he didnt give me even a clue. 


Not very helpful are they?  I have a BK7 from 07 stil showing (obviously), so I'm wondering if it's even worth it to reapp for the MArriott card or if I should just wait the 3+ yrs and try after it falls off.


Moderator
09Lexie
Posts: 26,285
Registered: ‎09-13-2012
0

Re: I walked out of the garden today, now I am running back!

Congrats on the approval! Glad to see your 'day pass' was successful!
Valued Contributor
dodfire
Posts: 1,453
Registered: ‎04-14-2012
0

Re: I walked out of the garden today, now I am running back!


FocusedAndDetermined wrote:

dodfire wrote:

FocusedAndDetermined wrote:

Congrats on the Citi approaval.  Sorry about the CSP.  

 

Did they give an indication how long the foreclosure would continue to be a deciding factor?


He said the foreclosure was still too new. I said, too new? That was 2009 how long do I need to wait to apply again? Response: The forclosure is still too new sir! 

 

So, to answer your question...No he didnt give me even a clue. 


Not very helpful are they?  I have a BK7 from 07 stil showing (obviously), so I'm wondering if it's even worth it to reapp for the MArriott card or if I should just wait the 3+ yrs and try after it falls off.


You know it seems to be different from one person to the next. So, you really never know unless you try. If you can take the HP then go for it.

*8/10/13
Established Contributor
knoregs
Posts: 571
Registered: ‎06-04-2012
0

Re: I walked out of the garden today, now I am running back!

[ Edited ]

dodfire wrote:

FocusedAndDetermined wrote:

Congrats on the Citi approaval.  Sorry about the CSP.  

 

Did they give an indication how long the foreclosure would continue to be a deciding factor?


He said the foreclosure was still too new. I said, too new? That was 2009 how long do I need to wait to apply again? Response: The forclosure is still too new sir! 

 

So, to answer your question...No he didnt give me even a clue. 


geesh... well congrats on the Citi.

 

~kn


EQ: 769 (FICO ScoreWatch) 9/22/14
EX: ??? (No Current)
TU: 682 (Discover FICO) 9/12/14

Last App 9/22/14... In Garden 'till January '15
Valued Contributor
dodfire
Posts: 1,453
Registered: ‎04-14-2012
0

Re: I walked out of the garden today, now I am running back!


09Lexie wrote:
Congrats on the approval! Glad to see your 'day pass' was successful!

Thanks Lexie :smileyhappy:

*8/10/13
Community Leader
Senior Contributor
myjourney
Posts: 26,656
Registered: ‎02-07-2013
0

Re: I walked out of the garden today, now I am running back!


09Lexie wrote:
Congrats on the approval! Glad to see your 'day pass' was successful!

Lexie and Focus keep your eye on this one ....quick on getting out of the garden.

I only turned my back for 30 seconds gone and had already clicked sumbit wasn't nothing I could do Lol

Used double terminals too I might add :smileylol:

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Moderator
09Lexie
Posts: 26,285
Registered: ‎09-13-2012
0

Re: I walked out of the garden today, now I am running back!

Valued Contributor
dodfire
Posts: 1,453
Registered: ‎04-14-2012
0

Re: I walked out of the garden today, now I am running back!

I think it was the time zone difference from here in Afghanistan and there... You all must have still been sleeping!! :smileyhappy:

*8/10/13

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