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Regular Contributor
kiyahsmom
Posts: 179
Registered: ‎03-11-2008

I wanna close my Orchard card! good or not?

[ Edited ]
it's a secured card that i've had since 11/07 it didn't even start reporting until jan of 08. I figure what harm can it do to close, i already paid the AF as soon as I got it. Plus I could put that $300 towards paying on other cc bills. Plus i haven't used it since jan. pif in feb and it's been in the sock drawer

Message Edited by kiyahsmom on 05-18-2008 10:08 PM
Valued Member
grant11
Posts: 53
Registered: ‎01-04-2008

Re: I wanna close my Orchard card! good or not?

Are you rebuilding your credit? I'd say keep it for a year. When the AF comes around, ask them to waive it, if they don't, leave. App for another card before you leave tho. AF's are wasted money.
On 3/28/08 TU705 Ex709 Eq651
Regular Contributor
keithc
Posts: 166
Registered: ‎05-22-2007

Re: I wanna close my Orchard card! good or not?

what is an AF? new here!!
Established Contributor
aftermath
Posts: 519
Registered: ‎05-09-2008

Re: I wanna close my Orchard card! good or not?



keithc wrote:
what is an AF? new here!!



 
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Regular Contributor
kiyahsmom
Posts: 179
Registered: ‎03-11-2008

Re: I wanna close my Orchard card! good or not?

annual fee
Regular Contributor
keithc
Posts: 166
Registered: ‎05-22-2007

Re: I wanna close my Orchard card! good or not?

thanks!! kiyahsmom!!!
Senior Contributor
FretlessMayhem
Posts: 3,279
Registered: ‎08-03-2007

Re: I wanna close my Orchard card! good or not?

If you're not part of the BOA family, you could always put the $300 towards a BOA secured card also. They will actually grow with you.
Here we go again...
Mega Contributor
Creditaddict
Posts: 18,839
Registered: ‎10-23-2007

Re: I wanna close my Orchard card! good or not?

I trashed mine for a National City secured... just waiting for orchard to send my deposit back (2 months!!!)
 
NC will grow with me a hell of a lot more than orchard!
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