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@pdxmike wrote:But am I even right in believing the criteria are easier for the student card? That's the only reason I'm interested. And how low can these credit limits go?
I think they are. That's what I thought when I applied, but it also means CLs are lower as well.
Lowest is $500 (per my sig), or you get denied. Same goes for the Freedom.
Also, might it be possible, say with a phone application if that's a thing, to have the same inquiry be used for the regular it card, and then the student card as a fallback?
@pdxmike wrote:Also, might it be possible, say with a phone application if that's a thing, to have the same inquiry be used for the regular it card, and then the student card as a fallback?
Nope, 2 separate HP's
@Anonymous wrote:
Lowest is $500 (per my sig), or you get denied.
Is that a regular it card with $500?
Ahem....like I said before I wouldnt chance it with the student card. Of course its up to you but if you choose to go for it Id go for the regular it card. As long as you dont have any negatives on your report (aside from lack of history with your own cards) I think you have a fair chance. Discover is quirky so it can go either way. Good luck
I think the big question outstanding is, does Discover consider AUs?
discover does like new reports that are clean.
People really get Discover it cards as their first-ever cards? I didn't think a card that good was possible with no credit.