Credit Cards Center Credit cards from our partners
See all cards Advertiser Disclosure
Credit Cards Mortgages Savings Accounts Auto Insurance

Credit Cards

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Do you mean 
Reply
Topic Options
Regular Contributor
NJ___Jon
Posts: 130
Registered: ‎08-04-2007
0

I want CAP 1 To compete.

Options

‎06-02-2008 02:58 PM

WILLLLLLLLLLLLLLL this work??? ...OK OK OK. Just got a pre-approve letter - Yet. 19% For a Platinum is way to high and APR. Can I call the number and get an adjust?. I never have done it because my bank currently offers me at a wwwwwwwwwwwwway better rate. ( 11% Difference.) really I just want to call to annoy them too.
___
Back in the 500s, dont ask
______
__________
Message 1 of 3 (595 Views)
 
Moderator Emeritus
WhirledPeasPlease
Posts: 3,417
Registered: ‎12-27-2007
0

Re: I want CAP 1 To compete.

Options

‎06-02-2008 06:53 PM

Are you asking if you should call them and request an IR reduction?
 
If so, the answer is yes.  A few months ago they were trying to make their customers happy by granting 'wishes'.  The catch was you were to say "I want my Cap1 card to be my number 1 card."  I would think they would be happy to compete, as long as you have some leverage -- and it sounds like you do.
 
Make the call.
 
Smiley Happy
~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Message 2 of 3 (537 Views)
 
Regular Contributor
NJ___Jon
Posts: 130
Registered: ‎08-04-2007
0

Re: I want CAP 1 To compete.

Options

‎06-02-2008 07:19 PM


WhirledPeasPlease wrote:
Are you asking if you should call them and request an IR reduction?
If so, the answer is yes. A few months ago they were trying to make their customers happy by granting 'wishes'. The catch was you were to say "I want my Cap1 card to be my number 1 card." I would think they would be happy to compete, as long as you have some leverage -- and it sounds like you do.
Make the call.
Smiley Happy


I dont think Captial One would bounce to meet my standards, however you as my single reply to help -Eh, Might give it a shot.
___
Back in the 500s, dont ask
______
__________
Message 3 of 3 (519 Views)
 
POPULAR LINKS
Credit scores | Credit reports | myFICO Blog | Affiliates

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.