I want CAP 1 To compete.

[NJ___Jon]

WILLLLLLLLLLLLLLL this work??? ...OK OK OK. Just got a pre-approve letter - Yet. 19% For a Platinum is way to high and APR. Can I call the number and get an adjust?. I never have done it because my bank currently offers me at a wwwwwwwwwwwwway better rate. ( 11% Difference.) really I just want to call to annoy them too.

[WhirledPeasPlease]

Are you asking if you should call them and request an IR reduction?

If so, the answer is yes.  A few months ago they were trying to make their customers happy by granting 'wishes'.  The catch was you were to say "I want my Cap1 card to be my number 1 card."  I would think they would be happy to compete, as long as you have some leverage -- and it sounds like you do.

Make the call.

[NJ___Jon]

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WhirledPeasPlease wrote:

Are you asking if you should call them and request an IR reduction?

If so, the answer is yes. A few months ago they were trying to make their customers happy by granting 'wishes'. The catch was you were to say "I want my Cap1 card to be my number 1 card." I would think they would be happy to compete, as long as you have some leverage -- and it sounds like you do.

Make the call.

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I dont think Captial One would bounce to meet my standards, however you as my single reply to help -Eh, Might give it a shot.