You don't need to spend 30k for the sign up bonus, the sign up bonus is usually 1k. 30k is for the annual kicker for bonus points.
My Cards American Express Blue | American Express Premier Rewards Gold | Chase Amazon | Chase Freedom | Chase Sapphire Preferred | Chase United Explorer | Chase United MileagePlus Club | JPMorgan Palladium
+1. Why would anyone want the gold? It's Amex's worst charge card product by a huge margin.
FICOs: EX: 800, EQ: 813, TU: 807
Bank of America Privileges with Travel Rewards Visa Signature (EMV) - $23,200 CL Chase Sapphire Preferred Visa Signature - $12,700 CL Chase United MileagePlus Club World Elite MasterCard - $26,500 CL J.P. Morgan Ritz Carlton Visa Signature (EMV) - $23,500 CL
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.