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09Lexie
Posts: 25,837
Registered: ‎09-13-2012
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Re: I want an AMEX CHARGE CARD!!!

Valued Contributor
p-
Posts: 2,633
Registered: ‎06-05-2008
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Re: I want an AMEX CHARGE CARD!!!


kmkotas wrote:
Ummm.... Ok?! Lol!

heh heh

  8-12-14: FICO EXP: 797 - EQU: 734 - TRAN: 739 - AVG: 757 - +207 points from JUN 2008 - MY CREDIT JOURNAL

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kmkotas
Posts: 76
Registered: ‎04-30-2013
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Re: I want an AMEX CHARGE CARD!!!

09Lexie, not sure lol. I def wouldn't have been able to spend the 30k for the sign up bonus points. Maybe I'll upgrade in a year?
1st Financial Bank USA Mastercard (2007) $1,900.00
Chase Sapphire Preferred (2008) $16,000
American Express Gold (April 2013) NPSL
Discover It (April 2013) $5,000
**Experian 765, Equifax 782, TU 787**
Moderator
09Lexie
Posts: 25,837
Registered: ‎09-13-2012
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Re: I want an AMEX CHARGE CARD!!!

@kmkotas

Just curious, IMO the rewards for the PRG are better. Plus the AF is waived for the first year.
Regular Contributor
TM82
Posts: 198
Registered: ‎05-31-2011
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Re: I want an AMEX CHARGE CARD!!!

You don't need to spend 30k for the sign up bonus, the sign up bonus is usually 1k. 30k is for the annual kicker for bonus points.
My Cards
American Express Blue | American Express Premier Rewards Gold | Chase Amazon | Chase Freedom | Chase Sapphire Preferred | Chase United Explorer | Chase United MileagePlus Club | JPMorgan Palladium

Valued Contributor
CreditScholar
Posts: 2,300
Registered: ‎01-22-2012
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Re: I want an AMEX CHARGE CARD!!!


09Lexie wrote:
@kmkotas

Any reason you went for Gold and not PRG?

+1. Why would anyone want the gold? It's Amex's worst charge card product by a huge margin.

FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Moderator
09Lexie
Posts: 25,837
Registered: ‎09-13-2012
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Re: I want an AMEX CHARGE CARD!!!

@CreditScholar

Took the words right out of my mouth! Lol

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