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@OptimalCS wrote:
Amex love struck people.....I wonder if theses banks ever think this way about us?
All the banks see when they look at us are dollar signs of various sizes.
@GatorGuy wrote:I think it is perfectly acceptable for someone to pay $175 for a card just for the status if that is something that makes them happy. It is honestly one of the cheaper things you could do.
+1
I'd much rather drop a frivolous $175 for a CC that makes me happy than the same amount at some fancy restaurant for overpriced food. Value and utility of satisfaction is definitely relative to the respective individual.
@OptimalCS wrote:
Amex love struck people.....I wonder if theses banks ever think this way about us?
Banks covet people who spend more and have more money; and, likewise, those who have more and spend more demand more perks. If either of these were to change (for whatever lender or issuer), the relationship will sour in about 3 seconds.
@eagles08 wrote:
Ah, you guys are killing me! Haha! I mean yeah it's a great card and all but the main reason I even got into looking at decent cards was to enjoy the perks of having them. I feel like I'm going backwards if I have a card with an AF that's higher than the rewards I earn even if it does make me feel boss.
If that's really the case (and your previous comments have suggested that feeling boss is the real driver!) then you just need to look at your spending patterns, what is not covered by your existing cards, and what sort of rewards you value. I think the problem is that you don't really have a very high credit card spend, so one approach is to get a card that gives a type of reward you want (hotel, flights, human skulls, whatever) and put all your spending on that, even though on individual transactions you may be giving something up (e.g not using BCE at a grocery store).
So, in return for not feeling boss, what sort of rewards do you want?
Re bills on credit cards: see the threads on bill pay. Bluebird or Serve are good ways of paying bills with credit cards.