Reply
Regular Contributor
Posts: 236
Registered: ‎04-24-2013
0

I want an AMEX Green. But why????

I keep looking at the green card but I don't even know why! Just to have it I guess! Status wise and I like the look! I'd probably never use it and the perks seem like those which I'd never be able to take advantage of! On top of all that I'm not too fond of annual fees since I don't really spend enough to make it worth it! So what keeps attracting me to this card? Oh, btw, I hate the garden. Its not for me....
AMEX BCE- $12,600 I Discover IT- $10,000 I Chase Freedom- $7,000 I Citi Double Cash- $3,300 I Best Buy- $2,800 I Bayport CU Visa- $1,000
Community Leader
Senior Contributor
Posts: 26,874
Registered: ‎02-07-2013
0

Re: I want an AMEX Green. But why????


eagles08 wrote:
I keep looking at the green card but I don't even know why! Just to have it I guess! Status wise and I like the look! I'd probably never use it and the perks seem like those which I'd never be able to take advantage of! On top of all that I'm not too fond of annual fees since I don't really spend enough to make it worth it! So what keeps attracting me to this card? Oh, btw, I hate the garden. Its not for me....

Get enough HP's for cards you want and don't know why and you will love the garden...Lol

Amex green is easy to get IMHO



+ Chase Ink =

Frequent Contributor
Posts: 371
Registered: ‎12-30-2012
0

Re: I want an AMEX Green. But why????

I personally think the card is a beauty.  Its very classy. Im still getting rid of mine though. 


CSP-$8700, Amex BCE-17.2k, Chase Freedom-$5700
Discover It-$6600, USAA MC-$5900 Ink Bold- $18k
EQ-742 EX-702 TU-737
Regular Contributor
Posts: 236
Registered: ‎04-24-2013
0

Re: I want an AMEX Green. But why????

Its definitely a sexy card. And it just seems like the prestige that comes with an AMEX charge card is much higher than that of their revolvers which is what I think draws me to it. For an every day card, minus groceries and gas, is it more beneficial than my BCE?
AMEX BCE- $12,600 I Discover IT- $10,000 I Chase Freedom- $7,000 I Citi Double Cash- $3,300 I Best Buy- $2,800 I Bayport CU Visa- $1,000
Valued Contributor
Posts: 2,300
Registered: ‎01-22-2012
0

Re: I want an AMEX Green. But why????


eagles08 wrote:
Its definitely a sexy card. And it just seems like the prestige that comes with an AMEX charge card is much higher than that of their revolvers which is what I think draws me to it. For an every day card, minus groceries and gas, is it more beneficial than my BCE?

Do you travel very much? Do you spend a lot every month and always PIF?

 

I don't see much reason to get a green, assuming you're new to Amex MR. The PRG and Platinum cards each serve their purpose, but even though the Green is fairly easy to obtain it doesn't have that much going for it IMO.

FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Valued Member
Posts: 48
Registered: ‎06-21-2013
0

Re: I want an AMEX Green. But why????

Now you're making me want one! Sure is a beautiful card... Same color as money (:
AMEX BCE $7,100 eBay MasterCard $5,000 SallieMae MasterCard $1,100 Emigrant Direct $4,500 Wells Fargo Platinum $1,500
Belk Rewards $1,700 Amazon Rewards $3,000 WalMart Discover $1,200 Barclay's Rewards $1,000 Discover More $2,800

What's in your wallet? : D
Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: I want an AMEX Green. But why????

Frequent Contributor
Posts: 308
Registered: ‎03-08-2011
0

Re: I want an AMEX Green. But why????

[ Edited ]

eagles08 wrote:
I keep looking at the green card but I don't even know why! Just to have it I guess! Status wise and I like the look! I'd probably never use it and the perks seem like those which I'd never be able to take advantage of! On top of all that I'm not too fond of annual fees since I don't really spend enough to make it worth it! So what keeps attracting me to this card? Oh, btw, I hate the garden. Its not for me....

The design is almost identical to the vast majority of AmEx Corporate Cards (sans the word "CORPORATE" splashed across the front). So, to an untrained eye, it might look like you are using a corporate card, to possibly expense (whatever). If you're trying to impress someone, and you don't have anything flashier; then it might work.

 

And, rumor has it that charge cards are easier to get than revolvers.

 

Other than that... It's an AmEx charge card, with the lowest AF (tied with the Mercedes revolver). if you look at the 2 neck & neck, the Mercedes (same AF) is much better, since you get an annual $50 GC for Mercedes Swag, and can carry a balance.

 

Also, the green won't count against your Max # of AmEx revolvers you can have. I hear most people are capped at 4, though I have 5 revolvers.   If I needed to pump up my AOA, I'd now have to switch to adding AmEx Charge Cards.

 

Edit:   Yes, I know Zinc has a lower AF.  But since they basically kiled Zync, I no longer count that.

TU98 751, EQ 766, EX 766 (Lender)

If at first you don't succeed; Garden for 6 months, then try again.

Work the system. Don't let the system work you.
Senior Contributor
Posts: 4,694
Registered: ‎02-23-2011
0

Re: I want an AMEX Green. But why????

LOL...However aesthetically pleasing and iconic, don't start with the Green.

 

For new Amex charge apps, the PRG or Plat is the better option.  The former with fee waived & 25k - 50K MR bonus, while the latter with a 50K - 100K bonus with enough benefits to offset the fee, assuming you were going to pay for them anyway.

 

The Green is better suited for downgrades allowing you to pay a lower fee while keeping full MR Status.  The Sr Green is ideal here at $35 annual fee per year.

Contributor
Posts: 90
Registered: ‎10-13-2012
0

Re: I want an AMEX Green. But why????

You should wait and see if they bring back the Zync. It's the best looking Amex IMO, and if you have to have a charge card, it's the cheapest out there.


     $1500            $1500             $2500             $2500             NPSL         
Starting EQ: 646 - Current EQ: 693 - Goal EQ for 12/2013: >720
Gardening from 7/2013 until 1/2014
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.