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Regular Contributor
QueenBeeOC
Posts: 163
Registered: ‎06-12-2012

Re: I want an AMEX Green. But why????


09Lexie wrote:
@QueenBeeOC

lol @ baller status. I never felt that way but I will think about it next time I check in. :smileylol:

That Amex ain't no cap1? IMO

 

I hate this waiting game of gardening.. but its for the best. And my DH and I <3 costco and we totally need a AMEX for that!

Southwest: $9k - Discover It $1,900 - Amazon $2,900 - CAP1 - $1,500 - QuickSilver (FKA Orchard) - $900 - J. Crew $1K - LOFT $1K - Nordstroms $1K - Amex BCE - $3,000
Scores: Credit Karma 687, Credit Sesame 660- EQ 643 - EX 665 (from Amex)- TQ 655 Lender Pull: 693


Regular Contributor
eagles08
Posts: 220
Registered: ‎04-24-2013

Re: I want an AMEX Green. But why????

Haha I agree! I'd feel like such a boss pulling out any AMEX charge card! Ahhh wow! I can see myself now!
Current Scores: EQ 728 FAKO PLUS CreditScore. EX 730 Lender Pull. TU - 741 FAKO PLUS CreditScore

****NPSL**********$6,000**********$4,500************$3,500*********$3,000*********$1,900***********$1,800*******$1,000****
Regular Contributor
eagles08
Posts: 220
Registered: ‎04-24-2013

Re: I want an AMEX Green. But why????

Omg hahah now you guys make me want a PRG! I mean really, if I PIF already, isn't $175 a year worth it for a young 21 year old like myself just to be able to pull out a Gold at the golf course or tropical smoothie!? Hahahahaha I vote yes!!
Current Scores: EQ 728 FAKO PLUS CreditScore. EX 730 Lender Pull. TU - 741 FAKO PLUS CreditScore

****NPSL**********$6,000**********$4,500************$3,500*********$3,000*********$1,900***********$1,800*******$1,000****
Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013

Re: I want an AMEX Green. But why????


eagles08 wrote:
Omg hahah now you guys make me want a PRG! I mean really, if I PIF already, isn't $175 a year worth it for a young 21 year old like myself just to be able to pull out a Gold at the golf course or tropical smoothie!? Hahahahaha I vote yes!!

If you can spend a lot on that card, definitely go for it.

It's a nice card.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Regular Contributor
eagles08
Posts: 220
Registered: ‎04-24-2013

Re: I want an AMEX Green. But why????

I definitely don't spend enough! If State Farm accepted AMEX itd help but even still, I could only run maybe $800 a month through the thing! That's why I avoid AF cards, they're just not worth it for me.
Current Scores: EQ 728 FAKO PLUS CreditScore. EX 730 Lender Pull. TU - 741 FAKO PLUS CreditScore

****NPSL**********$6,000**********$4,500************$3,500*********$3,000*********$1,900***********$1,800*******$1,000****
Moderator
09Lexie
Posts: 24,195
Registered: ‎09-13-2012

Re: I want an AMEX Green. But why????

It's amazing how quick it adds up. I use it for all non rotating category charges. Since, Chase and Discover are doing gas this qrtr- Amex gets everything else.
Regular Contributor
eagles08
Posts: 220
Registered: ‎04-24-2013

Re: I want an AMEX Green. But why????

I mean that's exactly what I do now for my BCE! I use it for verizon bill which is $200 a month plus everything else that isn't category covered by Chase and Discover. Do you think itd be worth it for me? How much do I really need to spend to make it worth the $175? I think itd be hard to make the $2000 in 3 months comfortably for the bonus but maybe I could.
Current Scores: EQ 728 FAKO PLUS CreditScore. EX 730 Lender Pull. TU - 741 FAKO PLUS CreditScore

****NPSL**********$6,000**********$4,500************$3,500*********$3,000*********$1,900***********$1,800*******$1,000****
Senior Contributor
longtimelurker
Posts: 5,281
Registered: ‎04-22-2013

Re: I want an AMEX Green. But why????


eagles08 wrote:
I mean that's exactly what I do now for my BCE! I use it for verizon bill which is $200 a month plus everything else that isn't category covered by Chase and Discover. Do you think itd be worth it for me? How much do I really need to spend to make it worth the $175? I think itd be hard to make the $2000 in 3 months comfortably for the bonus but maybe I could.

It depends what your goals are.   If you really want the card for some status (which to my mind is non-existent but opinions differ!) and that's worth $175, then sure, go for it.  A lot of people do this for other cards (Amex Plat, CSP) where the actual benefits aren't there given spending but other factors make it worth it.

 

For benefits, if $2000 in 3 months is a slight stretch, this card won't be the most rewarding (add something like Barclays Rewards to get 2% on the Verizon bill for no AF for example).  But again, if it gives you enough satisfaction, $175 is cheap compared to some alternatives!

Most active cards: Amex BC ($50K), Cap One QS ($33K) Fidelity Amex ($20K)
Others: CSP, Freedom, Chase Amazon, Cap One QS, Penfed Plat Rewards (x2), Citi TY Preferred, Citi Dividend, Citi AA Plat Select, Citi Forward, Amex BCE, Amalgamated Bank, Sallie Mae, Cash Plus
Scores May 14: EQ 848, EX 833, TU 841 (Jul)
Regular Contributor
eagles08
Posts: 220
Registered: ‎04-24-2013

Re: I want an AMEX Green. But why????

Ahhhhh, I just don't know! What a decision! I would feel pretty beast swipin that thing! I'd pretty much SD the BCE but I still don't know that itd be worth payin the annual fee when I'm currently not. My main spending is gas and bills and my only bill that accepts AMEX is Verizon. When either Chase or Discover has 5% gas ill almost certainly use those yeah? Or are the MR points more valuable than the 5%? But yeah for me right now, putting $2000 on one card in 3 months that I can use for all bills will be tough since the others have to be paid somehow. And I can't just go buy somethin I want because it has to be PIF! I need to see if its really worth it or not! I guess really are 2 MR points per $1 more valuable than the 5%? Initially I'd assume no.
Current Scores: EQ 728 FAKO PLUS CreditScore. EX 730 Lender Pull. TU - 741 FAKO PLUS CreditScore

****NPSL**********$6,000**********$4,500************$3,500*********$3,000*********$1,900***********$1,800*******$1,000****
Moderator
09Lexie
Posts: 24,195
Registered: ‎09-13-2012

Re: I want an AMEX Green. But why????

Bottom line is if you can't justify the AF, spend etc - don't apply. In a few years when your income has increased it will be therefor you. Just think about all that backdating. :smileywink:

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