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@09Lexie wrote:
Remember, there's a difference between pre-qualified and pre-approved. Even those that say pre-approved are not guaranteed. IMO, use the cc you have. In 3 mos ask for a CLI, use the card. Three months later, apply for whatever you want.
+1
@rosunnara wrote:whoops. I just got this from capital one ... does this mean I can get it forsure?
http://i.imgur.com/TtaqfJV.png
Id take that!
Then id call Bank of America Backdoor tomorrow and ask them for a CLI so that you can use the card more rather you will or not.
Then in 3 months of use of this new capital one and the bank of america... apply to discover again and redo the other pre-qual.
@09Lexie wrote:
OP, obviously the decision to app for Cap1 is yours. Chances of you receiving the same reasons Discover just gave you is anyone's guess. The chances of BoA giving you a SP CLI is slim to none ESP on an acct that's never been used. Since inq's are low, you have them to burn.
I'd rather minimize activity on my cr and prefer receiving larger CL's without Hp after Hp to ultimately get to a nice CL.
Good luck in whatever you decide and keep us posted.
+1000000000000000000000000000000000000000000000000000000000000000
Thanks for all the input! i'll keep everyone posted