Starting Score: 433
Thanks for you comment Valdo12 I still have several charge off's and collections with a few positives listed below.
1. Orchard/Cap Once secured card $200/$71 Balance opened 2008 ontime and never late
2 Cap One Secured Card $725/$0 Balance Opened 2010
3 Cap One Secured Card $525/$52 Balacne Opened 2011
4 Barclays Apple Visa $1700/$540 Balance Opened 2013
5. Santander Auto Loan Opened 2012.
If GE Blacklisted they would be out of a large percentage of consumers. They deal in primarily store cards that are in general medium to low credit profiles. Other than 0% deals folks with solid credit will be using a regular credit card with lower interest or rewards. If they blacklisted everyone who burned them in the past they would be out a lot of customers. So no, they don't blacklist but this is why their interest rate is sky high, high risk. Do you have any current credit lines? After 7 years you should be fine but any current positive trade lines would certainly help.
Starting Score: 600's
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