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Despite all the advice on myfico.com, I went ahead and app for Barclay Ring.
Instant approval.
But TOY LIMIT. (my LOWEST CL EVER)
I will recon tomorrow at 7 CST.
I will know what they pulled tomorrow with creditsecure from Amex unlimited pull for all 3 CRAs.
Anyway, if they pulled TU, it's 9 inqs 2 in last 9 months. The rest is from cars and will fall off the end of year.
Any advice on recon?
UPDATED: Using the same HP (they pulled TU, in TX), they were able to bump the credit to 2k (too many 3 new accounts in 6 months and 9 inqs on TU)
To the future me: listen to myfico.com advice! To avoid toy limit/low CL.
@enharu wrote:
Most likely they will need to do another HP. My gf had to recon her original CL and they did a new inquiry. She got a higher limit though so in a way it was worthwhile since she doesn't have any inquiries on TU.
Just be prepared to answer questions regarding your CR
Hopefully they will use same HP, I think webhopper's DH got CLI thru recon with same HP if I read correctly.
Have seen a lot of increases in limits on new approvals lately after calling them Good Luck
Congrats of the approval as well
@armbenderc wrote:Despite all the advice on myfico.com, I went ahead and app
~kn
@knoregs wrote:
@armbenderc wrote:Despite all the advice on myfico.com, I went ahead and app
~kn
what is the limit btw? curious
@tray wrote:Congrats !!!! nice card to have for the apr, call backdoor number and good luck with your request for the cli.....
Thanks.
I forgot to add that my total util is at 1% reporting on one card. The one card that is reporting has 8% reporting of total limit.