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04-18-2012 12:16 PM - edited 04-18-2012 12:19 PM
Approved 7k cl. 22.9%
EX was pulled and showed 712, which is quite a bit lower than my EQ from here.
2 accounts with serious derogs from 5 years ago, nothing recent. This was the second mention of my student loan balance being too high, so I will pif.
Oh, highest CL was $700 Walmart and an AU on a $3600 cap1
But, I got an error when clicking continue and couldnt get into the account
04-18-2012 01:27 PM - edited 04-18-2012 01:28 PM
whats your income and AAoA if you dont mind?
EDIT: Congrats!!!! I want the Forward at some point too.
04-18-2012 01:45 PM
AAoA 5 years, oldest account 11.5 years. 109k income
I do a lot of dining out and should probably start shopping at Amazon, so it is a good card for my useage. This is my first prime card. I still need something for gas and am eyeing the BCP over the BCE. Unfortunately I spend enough per year in gas to cover the AF with only 1% difference on those 2 cards.
Good luck if you go with the forward...I think it looks like a pretty great card.
04-20-2012 11:05 AM
I received an offer in the mail a few weeks ago. I keep getting them.
I paid off a car with Citi FinancialAuto back in 07. It had several late payments throughout the loan.
Would this be a problem. The lenders are connected, right?
04-20-2012 05:44 PM
I had lates in 2007 as well when I was approvefd, but thats the only negative on my report.
You should have a good shot if thats all u have I would think.
04-20-2012 09:33 PM
I applied for this card right now and got the further review message. Most likely a denial, will hope to recon on monday.
Anyone have the credit analyst back door number for CITI?
Thanks in advance!
04-22-2012 08:10 AM
Not my business at all, but being bored seems to me to be about the worst reason one can have for applying for credit. Just my opinion of course.
At least, app for one with a big sign up bonus, if you're going to anyway.
04-23-2012 02:14 PM
I was going to app for this card either way because I dine out a fairly often. Anywhere from 500-1500 per month on dining will make this card well worth having for my situation.
I was planning on waiting to app, but I was bored so I went for it a little early.