So the rep from GECRB Corporate Office got back to me and said unfortuniently she can't reopen my orgional smart connect because i did indeed willingly close it and they are unable to qualify me for the Mastercard or raise the limit on my new smart connect account because of my credit score. She said a letter would be sent explaining this. i thanked her for trying and we ended the call.
Oh well, i did learn my lesson. I will not close an account just to see if i can get the upgraded version ever again!
Now I can just use the credit i got and build up my limits over time and get on with my life! 
Thanks everyone for your help and feedback during my situation, i truely appreciate it! 
Sorry it didn't work out for you. 
Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
@linux007969 wrote:So I called Barclays this morning and they looked at my app and denied me saying they need to see some more payment history on my cards.
I called Bank of of America and talked to a credit analyst and the first person that answered the phone must not have been a analyst because they "had to see if the department was open " and transfered me. Then as i talked to an analyst they looked through my app and credit report and said that I don't have enough "credit refferences" and I said How i've started building credit in 2012 and i have 7 accounts open. I even said i have one of them that's a year, and she said she would transfer me to someone else for a second look. Then i was transfered to a "Senior Analyst:" who had me confirm some of the cards on my report, my income. She then asked about all my inquries over the last year and I said "I am starting my dive into credit" she then asked me why i wanted to open a Better Balance Rewards card with them and I told them that i love them and wanted to build a good relationship with them and I loved earning cash back from them.
She them came back and said she could approve me for $1,500 and I said wow thank you. She explained a little bit about the program benefits of the card and she said it will be linking up to my online banking and they will be sendin out the card and all the info in the mail.
Bank of America is very nice and cares about their customers. They even thanked me for applying and thanked me for calling in to speak with them.
Every time I read your posts, I was hoping you would say something positive. And here it is! I am sooo glad that you were finally able to be approved. However, please take note of ALL of the good advice in this thread! Stop here and build what you have...NO NEW APPS for at least a year. Congrats and thank you for taking in the info so well, as well as, NOT giving up!
@GirlMelanie89 wrote:
@linux007969 wrote:So I called Barclays this morning and they looked at my app and denied me saying they need to see some more payment history on my cards.
I called Bank of of America and talked to a credit analyst and the first person that answered the phone must not have been a analyst because they "had to see if the department was open " and transfered me. Then as i talked to an analyst they looked through my app and credit report and said that I don't have enough "credit refferences" and I said How i've started building credit in 2012 and i have 7 accounts open. I even said i have one of them that's a year, and she said she would transfer me to someone else for a second look. Then i was transfered to a "Senior Analyst:" who had me confirm some of the cards on my report, my income. She then asked about all my inquries over the last year and I said "I am starting my dive into credit" she then asked me why i wanted to open a Better Balance Rewards card with them and I told them that i love them and wanted to build a good relationship with them and I loved earning cash back from them.
She them came back and said she could approve me for $1,500 and I said wow thank you. She explained a little bit about the program benefits of the card and she said it will be linking up to my online banking and they will be sendin out the card and all the info in the mail.
Bank of America is very nice and cares about their customers. They even thanked me for applying and thanked me for calling in to speak with them.
Every time I read your posts, I was hoping you would say something positive. And here it is! I am sooo glad that you were finally able to be approved. However, please take note of ALL of the good advice in this thread! Stop here and build what you have...NO NEW APPS for at least a year. Congrats and thank you for taking in the info so well, as well as, NOT giving up!
Yes I am glad some possitive things did come out of all of this, and i have to resist the urge to app, i'm gonna try to hard not to app or otherwise take a hard pull till 2015, when all inquaries have completely come off my reports. I just gotta find something else to do with my life instead of apping.
I'm taking everything so well cuz it's no ones fault but my own, that i got into this whole situation, not GE's fault, Barclays fault, Chase's fault, or Bank of America's fault.... It was my fault! There i said it.... LOL! I admit it was my own fault.
I did swap my email addresses around on my paypal accounts and i called regular cs for smart connect to give them my updated email address, and i called paypal to get my debit card moved over and they told me they couldn't do that and that i have to get a new debit card for the other account and so i did and i asked them to shut the old one down to prevent any sudden unexpected charges, which is just as good cuz i had a blockbuster subscription that i used my paypal debit card on that account and i canceled blockbuster a month ago and switched to netflix when my local store closed and having the debit card shut off will prevent them from trying to charge me on a subscription that's already canceled, as i've read they have done that shady kinda stuff to people before. So some more good did come out of all of this mess.
Time to more on with my life now! 
