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I will not apply. I will not apply.

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pazuzu
Frequent Contributor

I will not apply. I will not apply.

I want that damn PayPal Extras Mastercard so bad I can taste it.

 

As an ebay junkie, I use PP a lot.

 

And holding the little plastic card with the familiar PayPay logo on it would comfort me.

 

 

BUT

 

I have 15 months clean in app detox and don't want "LOOSE" my sobriety.

 

 


No apps/new accts since 2011

***FICO EXPERIAN 830***
***FICO EQUIFAX 828***
***FICO TRANSUNION 822***




Message 1 of 19
18 REPLIES 18
LS2982
Mega Contributor

Re: I will not apply. I will not apply.


@pazuzu wrote:

I want that damn PayPal Extras Mastercard so bad I can taste it.

 

As an ebay junkie, I use PP a lot.

 

And holding the little plastic card with the familiar PayPay logo on it would comfort me.

 

 

BUT

 

I have 15 months clean in app detox and don't want "LOOSE" my sobriety.

 

 


Wheres your platinum spade at?!?!?!!!! To the garden and get some of that itch cream!!!

 




EQ FICO 548 3/3/16
Message 2 of 19
Bobert22
Contributor

Re: I will not apply. I will not apply.


@pazuzu wrote:

I want that damn PayPal Extras Mastercard so bad I can taste it.

 

As an ebay junkie, I use PP a lot.

 

And holding the little plastic card with the familiar PayPay logo on it would comfort me.

 

 

BUT

 

I have 15 months clean in app detox and don't want "LOOSE" my sobriety.

 

 


Hm, what is special about the Paypal Extras MC?

Capital One 2006--$5,000 ||| AMEX Macy's 2008--$2,300 ||| Kohl's 2009-- $1,000 ||| JCP 2010-- $1,000 ||| Walmart Discover 2010-- $5,000 ||| Sears 2011 -- $3,600 ||| Sears 2011 -- $3,500 ||| Chase Freedom 2012--$7,500 ||| Discover IT 2013 -- $4,000
||| Chase Sapphire Preferred 2013 -- $10,000

SCORES: EQ FICO: 787, EX FAKO: 801, TU FICO: 790 (Lender Pull)
Message 3 of 19
09Lexie
Moderator Emerita

Re: I will not apply. I will not apply.

For me, it's the generous CLIs - SP only.  Luv GE! 😍

Message 4 of 19
toppers555
Established Contributor

Re: I will not apply. I will not apply.

drapping  YOLO.



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Message 5 of 19
Gunnar419
Valued Contributor

Re: I will not apply. I will not apply.

Are the CLIs typically "GE generous"?

 

It seems that the good-looking rewards program might actually be pretty dismal, fine-printwise:

 

http://creditcardforum.com/finance-charges-apr-compare/1043-paypal-credit-card-review-ugly-side-expo...

Message 6 of 19
LS2982
Mega Contributor

Re: I will not apply. I will not apply.


@Gunnar419 wrote:

Are the CLIs typically "GE generous"?

 

It seems that the good-looking rewards program might actually be pretty dismal, fine-printwise:

 

http://creditcardforum.com/finance-charges-apr-compare/1043-paypal-credit-card-review-ugly-side-expo...


It is a GE account and yes on this particular card i've seen CL's up at 20K (YMMV of course)

 

It does have potential to grow nicely.

 




EQ FICO 548 3/3/16
Message 7 of 19
youngandcreditwrthy
Senior Contributor

Re: I will not apply. I will not apply.

I love my Paypal MC..

Surprisingly one of the best credit decisions I made as it quickly became my highest limit.
Rewards are decent too!!
ALWAYS 3x pts on gas/restaurants.
Also, they offer me random $10 credits just for a single random purchase...
Recently, they allowed me to sign up for 5x pts on any category.

Gone from $2k-20k in less than a year.

Also, you can get cashback starting at 6000 points for $50.
I usually get the discounted gift cards though.... Gas or food....

Only thing is : the APR is horrible at either 19.99 or 23.99 w no flexibility. Luckily, I keep the bal low.
Initially approved w a $2k limit and 672 TU Fico... Had 4-5 inqs then.

Don't do it though if you aren't in a position to do it!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 8 of 19
dddewdrop
Valued Contributor

Re: I will not apply. I will not apply.

   If you feel you are about to apply. call your sponsor..... oh wait, different type of sobriety. thats my other support group.

Message 9 of 19
pazuzu
Frequent Contributor

Re: I will not apply. I will not apply.

I keep going to the app screen and then talking myself out of it.

 

The main reason I won't do it is b/c they could stick me with a "store card" aka smart connect acct.

 

I had one of those and closed it of last year during my purge.

 

 


No apps/new accts since 2011

***FICO EXPERIAN 830***
***FICO EQUIFAX 828***
***FICO TRANSUNION 822***




Message 10 of 19
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