I will not apply. I will not apply.

[09Lexie]

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@pazuzu wrote:

I keep going to the app screen and then talking myself out of it.

The main reason I won't do it is b/c they could stick me with a "store card" aka smart connect acct.

I had one of those and closed it of last year during my purge.

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Ahh! I understand. What's your profile look like?

WAIT -don't answer that! Must resist the urge to app!

[Pilotdude]

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@pazuzu wrote:

I want that damn PayPal Extras Mastercard so bad I can taste it.

As an ebay junkie, I use PP a lot.

And holding the little plastic card with the familiar PayPay logo on it would comfort me.

BUT

I have 15 months clean in app detox and don't want "LOOSE" my sobriety.

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GO OUTSIDE AND LEAVE PHONE, IPAD, ANDROID AT HOME!  <<<<you'll do it cause its in caps and stuff. 

[BearsAndTurtlesRtheBest]

ma goodness and someone on here just got approved for $3k on PP Extras MC. OH MAN! Only you know the reason as to why you want to wait. Just think about getting denied becaue you didnt wait and GE saying "We couldnt approve you for PP Extras MC but you did qualify for a PP Smart Connect!"errrrrrr I say wait it will def. pay off.

[thirst305]

If you use ebay + paypal, why did you close your PP SC?  Don't they eventually upgrade you if you use your PP SC responsibly and have a good history?

[BearsAndTurtlesRtheBest]

No^ PayPal SmartConnect does not upgrade to MasterCard, like Old Navy does and other GE cards.

[Bobert22]

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@youngandcreditwrthy wrote:
I love my Paypal MC..

Surprisingly one of the best credit decisions I made as it quickly became my highest limit.
Rewards are decent too!!
ALWAYS 3x pts on gas/restaurants.
Also, they offer me random $10 credits just for a single random purchase...
Recently, they allowed me to sign up for 5x pts on any category.

Gone from $2k-20k in less than a year.

Also, you can get cashback starting at 6000 points for $50.
I usually get the discounted gift cards though.... Gas or food....

Only thing is : the APR is horrible at either 19.99 or 23.99 w no flexibility. Luckily, I keep the bal low.
Initially approved w a $2k limit and 672 TU Fico... Had 4-5 inqs then.

Don't do it though if you aren't in a position to do it!

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Wow! 

I think I'm going to apply for it if it has all those benefits plus such generous CLs. 

[Sabrian31487]

I attempted to apply for it today but guess what!!!!... I got approved for bill me later a day earlier and paypal wont let you have both accounts .... 

[ObeyJohnny12]

You guys i left the garden to apply and got approved!
2k limit but hoping to increase it to hopefully 20k like youngandcreditworthy did.
So excited to receive the card.

[youngandcreditwrthy]

Congrats on the approval!!

They are having cardholder appreciation month currently until March 31st. All restaurant gift cards are discounted!
I got a $15 applebee's gift card for 1500 points...
Which comes out to 3% back since I only use it for restaurants/gas!
15/$500= 3%!
Lol :-)