Credit Cards Center Credit cards from our partners
Reply
Moderator Emerita
Posts: 28,098
Registered: ‎04-01-2007
0

Re: I wish INQ didn't count...

Oh, well, that makes sense, then.

 

I despise shopping so much that I have to beg my daughter to go buy a skirt from J.Crew with my card, just so that I don't have to fool with it. Smiley Very Happy

 

I hit a total of 12 cards at one point, and now I'm down to 10. I think I'm going to consolidate the two USAA cards, closing the AmEx, and then either Chase or a store card is next on the chopping block.

 

Chacun a son gout! --as long as people can actually manage all their cards, as opposed to using magical thinking to allow themselves to run up debt that they can never, ever pay...

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Highlighted
Senior Contributor
Posts: 3,626
Registered: ‎10-13-2009
0

Re: I wish INQ didn't count...


haulingthescoreup wrote:

Oh, well, that makes sense, then.

 

I despise shopping so much that I have to beg my daughter to go buy a skirt from J.Crew with my card, just so that I don't have to fool with it. Smiley Very Happy

 

I hit a total of 12 cards at one point, and now I'm down to 10. I think I'm going to consolidate the two USAA cards, closing the AmEx, and then either Chase or a store card is next on the chopping block.

 

Chacun a son gout! --as long as people can actually manage all their cards, as opposed to using magical thinking to allow themselves to run up debt that they can never, ever pay...


 

I never could figure out banks who insist on giving CLs that would take you a year of spending to use up.  I'm quite good in the self restraint area so I'm sure I'd never max out even one card let alone all of them.  The worst thing that could happen -- and it does happen often -- is going out to eat with the family I spend an extra $20 over what I usually would spend if I watched every penny. 

IAALBNYL
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.