No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@ObeyJohnny12 wrote:
@Repo-ed wrote:I'm not hating on you, but I just don't understand it.
I don't like managing what little I have, and I don't have any with balances. But to log into each everyday to make sure all are $0 is enough work in itself.
I agree with you! It's such a hassle handling cards. The different due date, the balances.
+1
@QAMngrGirl I do use all of them and I have them setup on autopay so if I forget to pay one of them it pays them the min
I have a reson for every card -cash back-bonus points-ext. most of the time a carry a balance and my salary is $105,400 a year
@drewrico if you bank with chase go to a banker and ask to apply for freedom then when you get denied ask him or her to call in for a recon they have a better backdoor # and you will have a better chance to get approved for ask them to give you a chance and to start you with a small limit like $500 to $1000, thats how i got in with chase
1+
time to go to the garden for then next 1 or 2 trying to build as much credit as possible looking to buy a house in the next 2 to 3 years
@joshy wrote:STARTED MY CREDIT ON NOVEMBER 7,2011
TRANSUNION FECO 638
AMEX COSTCO $15,000
AMEX DELTA SKYMILE $5,000
CAP ONE $2,500
DISCOVER MORE $1,200
DISCOVER IT $1,700
CAP ONE $2,000
CHASE $1,000
CHASE $500
TARGET $700
GECRB/WALMAR $1,500
KOHLS/CAPONE $300
GECRB/HDFURN $1,000
GECRB/OLDNAV $1,500
GECRB/GAP VISA $1,200
CHLD/CBNA $325
BRCLYSBANKDE NFL $500
GECRB/AMAZON $700
CAP ONE JERNEY $500
JENAPO LBRTY $1,000
CAP ONE BESTBUY $300
CAP ONE $750
CB/EXPRESS $1,150
GECRB/CHEVRO $500
GECRB/CHEVRO VISA $1,800
GECRB/SMRTCN $300
GECRB/TYDC $1,400
JENAPO LBRTY $1,000
Credit Card Utilization Rate 21%
AUTO LOAN SUMMARY
Updated Jan 08, 2013
Total Auto Loan Balances $25,829
Auto Lease - KIA MTR FIN $16,110
Auto Lease - AMER HONDA $9,719
Total Personal & Other Loan Balances
Personal Loan - ONEMAIN FI $5,193
Open Credit Utilization 22%
On-Time Payments 100%
Credit Inquiries 28
Oh my, i thought my 11 was too much.
How do you keep track of which ones have balances, and when the payments are due? Nevermind, i read on the the 2nd page lol
awww i dont bank with chase. I bank with a local bank. im still gonna call exec office after i get off work tomorrow and ask for a chance.
The # of accounts you have really doesn't matter as long as you PAY THEM....
in fact, the more, the better!!
you just need to work on building your limits!!!
:-) GECRB can be very very generous once you get a year or two in with them...... as you can see from my siggy. I'd get that util lower too... 22% is on the uncomfortable side for me personally.
I thought I had a lot! But more power to you for being able to manage all that...I can't believe I used to have so many open balances every month...I'm going insane with just 5 now!
@youngardcrediwrthy my only reason im at 22% is due to a new baby and the holidays with in 2 month should be back down to under 9%