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22% is still good!! My util has creeped up to like 15%, but I'm about to pay $6000-7000 of it haha. You will be fine :-)
Congrats on the new baby! While I'm not ready for a baby, I have a few friends that have one.. and I absolutely looooveeeee playing with them :-)
I have a baby so I know how it is @joshy..an 11 month old and one on the way...working full time and school full time and utilization is around 20 but the coming refund / tax refunwho'll diminish my debt and I hope to pay some school loans down
Yep.... my whole tax refund is going to my credit cards haha... I work full time and go to school part time.. and my social life is very important :-) It's tough to keep my credit score high, friends and family happy! hahah
Good luck to you colindidit too!:-)
Haha. Amen. Hard to keep the fiancée happy when I won't spend on her too much cause of me being crazy about my credit score...her on the otherhand? Don't get me started onwho's bad she is with her cards and honestly doesn't care either.
But I digress . Thank you!
@youngandcreditwrthy wrote:Yep.... my whole tax refund is going to my credit cards haha... I work full time and go to school part time.. and my social life is very important :-) It's tough to keep my credit score high, friends and family happy! hahah
Good luck to you colindidit too!:-)
As someone clearly in control of spending, why do you have tax refunds? You are giving free money to the IRS for 6 months (on average)
I only get a refund from Education credits.. so it's not because I pay in... well, I mean I do, but the majority of my income isn't even taxable... but my half time student status gets me extra money back;-)
How did u manage to come by all these cards? Did no one complain about your inquiries? did u do all of this in the past 12 months? ]
Color me impressed!!