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Established Contributor
Posts: 645
Registered: ‎10-24-2007
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Iberia Bank Visa or??

[ Edited ]

Thinking of applying for this card...anyone here have it?  Would love to know which report they pull.  I've read that it takes a while to receive approval as they do a manual review. True?

 

I'm looking for one more lowish interest rate card...if anyone has a suggestion please tell me. I just apped and received Discover More this week. $5000...10.9%

Message Edited by VEEnVEGAS on 03-03-2009 03:29 AM
Senior Contributor
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Registered: ‎04-20-2007
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Re: Iberia Bank Visa or??

Dunno about the card but the bank appears to be fairly strong. They already returned their TARP money. 
Established Contributor
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Registered: ‎10-24-2007
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Re: Iberia Bank Visa or??

Wow...didn't know that. Thanks Smallfry
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Registered: ‎10-21-2008
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Re: Iberia Bank Visa or??

Another interesting (or not) fact: they bought Pulaski Bank & Trust of Arkansas (issuer of the somewhat hard-to-obtain Pulaski Bank Visa cc) a few years ago.

 

http://www.iberiabank.com/investInfo.cfm

 

 

Established Contributor
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Registered: ‎10-24-2007
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Re: Iberia Bank Visa or??

Thought they were connected to Pulaski, just wasn't sure how.

 

No one here has apped for one of their cards?

Frequent Contributor
Posts: 456
Registered: ‎07-09-2008
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Re: Iberia Bank Visa or??


I saw three apps in a certain credit pulls database.   All 3 reported TU pulls, and were from 2008. CA/VA/MA locations.  Two got the card and one denied.  Scores for the approvals were low/mid 700s, and one with a 2005 BK13.  Denied app FICO was in the low 600s.  Hope this helps.  Good luck!
Established Contributor
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Registered: ‎10-24-2007
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Re: Iberia Bank Visa or??

Totally helps...thank you so much!  I was really hoping for TU or EX pull 740-760 on those.
Regular Contributor
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Registered: ‎11-26-2007
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Re: Iberia Bank Visa or??

VEEnVEGAS, did you end applying for this card?  I'm curious since I'm looking for a card with a low "fixed" APR.
Senior Contributor
Posts: 4,214
Registered: ‎09-12-2008
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Re: Iberia Bank Visa or??

Alliant Credit Union gave me 8.5% fixed, has no BT fees, no cash advance fees and they didn't take TARP money :smileyhappy:

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09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
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Established Contributor
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Registered: ‎10-24-2007
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Re: Iberia Bank Visa or??


Romeoo47 wrote:
VEEnVEGAS, did you end applying for this card?  I'm curious since I'm looking for a card with a low "fixed" APR.

 

No, I never did app for it...I ended up apping and receiving a US Bank Visa instead, 7.9% variable.

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