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Iberia Bank Visa or??

Established Contributor

Iberia Bank Visa or??

Thinking of applying for this card...anyone here have it?  Would love to know which report they pull.  I've read that it takes a while to receive approval as they do a manual review. True?

 

I'm looking for one more lowish interest rate card...if anyone has a suggestion please tell me. I just apped and received Discover More this week. $5000...10.9%

Message Edited by VEEnVEGAS on 03-03-2009 03:29 AM
Message 1 of 12
11 REPLIES
Senior Contributor

Re: Iberia Bank Visa or??

Dunno about the card but the bank appears to be fairly strong. They already returned their TARP money. 
Message 2 of 12
Established Contributor

Re: Iberia Bank Visa or??

Wow...didn't know that. Thanks Smallfry
Message 3 of 12
Frequent Contributor

Re: Iberia Bank Visa or??

Another interesting (or not) fact: they bought Pulaski Bank & Trust of Arkansas (issuer of the somewhat hard-to-obtain Pulaski Bank Visa cc) a few years ago.

 

http://www.iberiabank.com/investInfo.cfm

 

 

Message 4 of 12
Established Contributor

Re: Iberia Bank Visa or??

Thought they were connected to Pulaski, just wasn't sure how.

 

No one here has apped for one of their cards?

Message 5 of 12
Frequent Contributor

Re: Iberia Bank Visa or??


I saw three apps in a certain credit pulls database.   All 3 reported TU pulls, and were from 2008. CA/VA/MA locations.  Two got the card and one denied.  Scores for the approvals were low/mid 700s, and one with a 2005 BK13.  Denied app FICO was in the low 600s.  Hope this helps.  Good luck!
Message 6 of 12
Established Contributor

Re: Iberia Bank Visa or??

Totally helps...thank you so much!  I was really hoping for TU or EX pull 740-760 on those.
Message 7 of 12
Regular Contributor

Re: Iberia Bank Visa or??

VEEnVEGAS, did you end applying for this card?  I'm curious since I'm looking for a card with a low "fixed" APR.
Message 8 of 12
Senior Contributor

Re: Iberia Bank Visa or??

Alliant Credit Union gave me 8.5% fixed, has no BT fees, no cash advance fees and they didn't take TARP money Smiley Happy

Credit Scoring 101 - Tuscani   *  Guide to Common Abbreviations
Frequently Requested Threads * FICO High Achievers  *  FICO Score Estimator


09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Message 9 of 12
Established Contributor

Re: Iberia Bank Visa or??


Romeoo47 wrote:
VEEnVEGAS, did you end applying for this card?  I'm curious since I'm looking for a card with a low "fixed" APR.

 

No, I never did app for it...I ended up apping and receiving a US Bank Visa instead, 7.9% variable.
Message 10 of 12