I was actuallIy looking at this card for a while myself. Checked and found information on only 3 people who had apped for it. One had a score of 835 and was approved for 10K one had 713 and 3 yr old BK 13 -approved for 5400 one had 603 score and was denied. All 3 had TU pulled. One said EX and TU pulled.