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@Anonymous wrote:I have it and it is okay. It is a monthly puller, and it is an Intersections product. Intersections has the same service for alot of other banks (Bank of America, WaMu, Household, Wachovia...just to name a few). As a matter of fact, my wife decided to try Bank of America's product, which turned out to be exactly the same, with the exception of it beingan every three month puller. I also use NC Identity Protect, which is a TrueCredt product, and the layout is MUCH better than Citi's layout. The only reason I am keeping the Citi product is because I only pay $4.95 a month.