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Valued Member
Posts: 140
Registered: ‎09-26-2012
0

If 61 days BCP CLI denied how long to wait??

I haven't tried yet, but if I do get denied how long before I can try again?

 

PS- I had Blue Cash and requested CLI which was granted. Then I upgraded (product change) to BCP. Is 61 days acceptable timeframe to wait before requesting another CLI? since I no longer have Blue Cash, it's a different card.

Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
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Re: If 61 days BCP CLI denied how long to wait??

If you are denied at 61 days then you have to wait 6 months. So you could ask when your 8th statement ends....at least thats what im doin
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Established Contributor
Posts: 792
Registered: ‎08-30-2011
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Re: If 61 days BCP CLI denied how long to wait??

^ that is not true. It is 3 months for denial and 6 for approval.
Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: If 61 days BCP CLI denied how long to wait??

I didnt know that! My 6th statement ends this month so ill ask for a cli when it ends
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
0

Re: If 61 days BCP CLI denied how long to wait??

How long did you have the card  to Pc to another product !????

 


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Valued Member
Posts: 140
Registered: ‎09-26-2012
0

Re: If 61 days BCP CLI denied how long to wait??


flowfaster wrote:
^ that is not true. It is 3 months for denial and 6 for approval.

Sweet! I will try for CLI AFTER I PIF this month so it looks all good. Worst case I get denied, have the card still at 0 balance, and try for CLI again in 3 months so March'ish.

Established Contributor
Posts: 766
Registered: ‎01-16-2012
0

Re: If 61 days BCP CLI denied how long to wait??

amex CLI is per member, not per card. You have to wait 6 mos from last CLI, even for new cards. has it been 6 mos since your last CLI with Amex?

In wallet: Ink Plus 10k, AMEX TE 25k. In bag: CSP 16k, USAA WMC 15k, Hyatt 13k, United MPE 12k, AMEX HHonors 3k. In SD: Cap 1 QS 5k, Discover IT 7k. FICO 08 says my EQ is now 844, was 510 in 2010.
Valued Member
Posts: 140
Registered: ‎09-26-2012
0

Re: If 61 days BCP CLI denied how long to wait??


Cdnewmanpac wrote:

amex CLI is per member, not per card. You have to wait 6 mos from last CLI, even for new cards. has it been 6 mos since your last CLI with Amex?


D'oh!! I got CLI 2 months ago BEFORE I PC'd upgraded to BCP.

Established Contributor
Posts: 766
Registered: ‎01-16-2012
0

Re: If 61 days BCP CLI denied how long to wait??

So you can request CLI 6 months from the bce CLI, 4 months from upgrade.

In wallet: Ink Plus 10k, AMEX TE 25k. In bag: CSP 16k, USAA WMC 15k, Hyatt 13k, United MPE 12k, AMEX HHonors 3k. In SD: Cap 1 QS 5k, Discover IT 7k. FICO 08 says my EQ is now 844, was 510 in 2010.
Regular Contributor
Posts: 207
Registered: ‎07-07-2008
0

Re: If 61 days BCP CLI denied how long to wait??

[ Edited ]

flowfaster wrote:
It is 3 months for denial 

Sorry this isn't true either. I requested CLI on 60th day (wrong calculation) and got the message that CLI is not entertained within 60 days. Waited 2 more days before reapplying and got approved. 

 


flowfaster wrote:
 6 for approval.

True.

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