If I pay down and stop using a CC, could/will they cancel it?

[haulingthescoreup]

We ADHD'ers learn to find solutions that KISS! ("keep it simple, stupid" )

[Anonymous]

Hauling that is a great Idea!  1 MC and 1 gas card each month - and rotate them.  Use the 4th MC to pay all house bills -- YES!!!!!!!  Great way to keep everyhthing active.

[Anonymous]

Great ideas everybody!

Amex definitely loves to cancel due to inactivity.

No sense in keeping a card open if it's not helping anybody.  This even goes for annual fee charge cards.  They don't care about the annual fee, they want you charging.

[Anonymous]

I like that idea, I'll give it some thought.  Only problem is I have like 8 cards, so maybe I'll use 2 each month or something.  Haven't figured this one all out yet. 

Thanks for the advice.

[Anonymous]

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esfour wrote:

I like that idea, I'll give it some thought.  Only problem is I have like 8 cards, so maybe I'll use 2 each month or something.  Haven't figured this one all out yet. 

Thanks for the advice.

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Yeah, I read another thread this good idea about cycling through cards.  That's definitely the best way to manage credit.  Sock Drawer majority and occassionally dust them off for some swipeage.

[Anonymous]

Will do!

On a sidenote:  about $900 of the $4k or so I paid off of my CCs posted on my TC account today...   My TU and EX score popped 15 points each!  I can't wait for the other ~$3,100 and $1,000 in CLIs to hit! 

Love this forum.