If they ask you why, what do *you* tell them?

[randeman]

I was looking through the board and someone mentioned that they were asked why they wanted a particular card.  It made me wonder, if you are asked, what do you tell them when you don't have a particular reason for applying, you just basically want the card?

[colindidit]

I want to build a relationship I want to give my business to you blah blah lol

[LS2982]

^^^ pretty much

[awdsmama]

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@randeman wrote:

I was looking through the board and someone mentioned that they were asked why they wanted a particular card.  It made me wonder, if you are asked, what do you tell them when you don't have a particular reason for applying, you just basically want the card?

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That is one of the questions Discover asked me.  I told her that my parents have had their Discover for many years and have been pleased with it (true) and that I have heard a lot of great things about Discover lately (true) and I'm interested in their cash back programs (true) and lastly I said "and I liked your super bowl commercials" and that got the CSR and I off on a tangent talking about the game and other commercials etc.  :-)

[navigatethis12]

I was asked why I wanted the Chase Freedom when I just got the Amazon card and I told him because of the higher cashback. Unless the card has no rewards I don't see why they would ask such a question. It's obvious people want the card because of the bonus or the cashback/miles it gives.

[HindSight_20_20]

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@randeman wrote:

I was looking through the board and someone mentioned that they were asked why they wanted a particular card.  It made me wonder, if you are asked, what do you tell them when you don't have a particular reason for applying, you just basically want the card?

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I was only asked this once, and it was 'in person' while at the branch - without even hesitating I asked the CSR to read me the options in her 'drop down' box for this question...she did....and I picked the one that was closest to why I applied for said credit.

"Better Track of Spending"  I know it sounds funny but it was pretty darn close to why I wanted the card - (so that I could better track my monthly bill payments using one card)

[Anonymous]

Lets be honest. Some people just want the cards because of how they look, the bank propaganda, etc.

[randeman]

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@Anonymous wrote:
Lets be honest. Some people just want the cards because of how they look, the bank propaganda, etc.

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I wonder if anyone ever got a card with this answer?

[LS2982]

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@randeman wrote:

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@Anonymous wrote:
Lets be honest. Some people just want the cards because of how they look, the bank propaganda, etc.

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I wonder if anyone ever got a card with this answer?

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Would not be surprised, their file must have been just thin then and no baddies.