Credit Cards Center Credit cards from our partners
Reply
Established Contributor
Posts: 825
Registered: ‎12-28-2011
0

If you could only carry 1 card which would it be?

A couple days ago I asked how many credit cards people actually carry with them in their wallets on a daily basis. I was surprised by how many some of you guys carry! As a follow up question I thought it would be fun to ask if you could only keep 1 of your cards (cards you already have, NOT cards you want) which would it be and why?

 

I'll get the ball rolling. I have 2 Amex revolvers, Chase Freedom, and Citi Forward.

 

Keep Chase Freedom.

 

Amex is not accepted everywhere and too unstable to be a sole financial partner with their FR/AA. Outside the bonus categories Citi Forward has meager rewards.

Senior Contributor
Posts: 3,491
Registered: ‎07-25-2008
0

Re: If you could only carry 1 card which would it be?

Centurion billed to someone else.

Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Established Contributor
Posts: 1,275
Registered: ‎12-02-2010
0

Re: If you could only carry 1 card which would it be?

This is hard... I would have to go with sapphire preferred due to acceptance, rewards, no foreign fees, and benefits.

Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: If you could only carry 1 card which would it be?

Barclays Visa




EQ FICO 548 3/3/16
Super Contributor
Posts: 6,224
Registered: ‎02-23-2011
0

Re: If you could only carry 1 card which would it be?

Hm...right now, it would have to be the SPG.

Established Contributor
Posts: 825
Registered: ‎12-28-2011
0

Re: If you could only carry 1 card which would it be?


TannerK wrote:

This is hard... I would have to go with sapphire preferred due to acceptance, rewards, no foreign fees, and benefits.


Indeed! I thought about it for awhile before starting this thread Smiley Happy

New Visitor
Posts: 2
Registered: ‎03-03-2012
0

Re: If you could only carry 1 card which would it be?

Centurion.

Established Contributor
Posts: 825
Registered: ‎12-28-2011
0

Re: If you could only carry 1 card which would it be?

Keep in mind everyone the rule of the game is you have to choose among the cards you already have Smiley Happy

 

Not questioning whether so many people have Centurions but I'm sure that's at the top of a lot of people's wish lists!

Frequent Contributor
Posts: 259
Registered: ‎01-10-2012
0

Re: If you could only carry 1 card which would it be?

NFCU Cash Rewards Visa because it has the highest CL.


Starting Score: 639 (Walmart TU)
Current Score: TU 668 EX 649 EQ 657 (All Lender Pull 1-13-2012)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)


Take the FICO Fitness Challenge
Established Contributor
Posts: 1,275
Registered: ‎12-02-2010
0

Re: If you could only carry 1 card which would it be?

[ Edited ]

christopherg wrote:

Centurion.


Thing about Cent is acceptance with Amex cards. It draws attention also which you may not want.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.