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Senior Contributor
Posts: 3,065
Registered: ‎11-02-2009
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Re: If you could only carry 1 card which would it be?

Pretty soon it will just be your cell phone, and you'll have them all in one place.


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


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Valued Contributor
Posts: 1,961
Registered: ‎01-24-2012
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Re: If you could only carry 1 card which would it be?

PNC Cashbuilder or Fidelity 2% Rewards. The PNC I love because they are my main bank so it is easy to make payments to it. Also easy to redeem rewards and has a high limit with 1.75% cashback. The Fidelity is, as the name suggests, 2% cashback so is the highest base rewards card but American Express is not accepted everywhere. I do not know if I would be able to choose between those two. I would lean more towards the Visa though.

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Posts: 16,374
Registered: ‎03-12-2007
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Re: If you could only carry 1 card which would it be?

My FIA Fidelity Platinum Visa.

Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Frequent Contributor
Posts: 277
Registered: ‎05-27-2009
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Re: If you could only carry 1 card which would it be?

Out of my cards, I would choose Chase Freedom to carry if I could only carry one.

Current Cards: Banana Republic Visa ($5,300), Chase Freedom ($2,000), Discover It ($11,500), Amex Costco True Earnings ($5,000), Chase Slate ($2,500)
Senior Contributor
Posts: 4,690
Registered: ‎02-23-2011
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Re: If you could only carry 1 card which would it be?

Hm, am I the only one willing to carry an AmEx only, and have half the world's merchants closed to me?  LOL

Established Contributor
Posts: 607
Registered: ‎09-08-2011
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Re: If you could only carry 1 card which would it be?

I would carry my Amex Blue Cash Preferred...I love it so much, I'm willing to not do business with merchants that won't accept it!


Starting Score: TU:676;EQ:648 8/2011
Current Score: TU:738; EQ: 739 ;EX: 729 6/2012
Goal Score: 760


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Goal Score: 850

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Established Contributor
Posts: 607
Registered: ‎09-08-2011
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Re: If you could only carry 1 card which would it be?


Open123 wrote:

Hm, am I the only one willing to carry an AmEx only, and have half the world's merchants closed to me?  LOL


Anything worth having accepts Amex! Lol


Starting Score: TU:676;EQ:648 8/2011
Current Score: TU:738; EQ: 739 ;EX: 729 6/2012
Goal Score: 760


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Established Contributor
Posts: 1,275
Registered: ‎12-02-2010
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Re: If you could only carry 1 card which would it be?


dharalex wrote:

Open123 wrote:

Hm, am I the only one willing to carry an AmEx only, and have half the world's merchants closed to me?  LOL


Anything worth having accepts Amex! Lol

It may just be me and my very odd ways, but I will never pull centurion out for McDonalds or similar merchants.

Established Contributor
Posts: 731
Registered: ‎02-15-2012
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Re: If you could only carry 1 card which would it be?

Amex PR Gold.  I can carry cash for the few places that don't take Amex or the really small purchase.

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday
Valued Contributor
Posts: 1,464
Registered: ‎09-01-2011
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Re: If you could only carry 1 card which would it be?

It absolutely wouldn't be any American Express product because of acceptance issues. I would say my Chase Sapphire Visa.

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