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Blogger
Posts: 2,876
Registered: ‎02-02-2012
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Re: If you could only carry 1 card which would it be?

Bat-Credit Card?

 

Probably my AMEX BCE cuz it's so purty.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Valued Contributor
Posts: 1,958
Registered: ‎08-13-2007
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Re: If you could only carry 1 card which would it be?

USAA World Mastercard.

Ray

** Every Card has a Job, and Every Card does its Job **

Established Contributor
Posts: 715
Registered: ‎08-26-2011
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Re: If you could only carry 1 card which would it be?

LOL well I don't have much to choose from. The only rewards card I have is the Cap1 Cash Back, but I couldn't keep it because it only has a 500CL. I have no choice but Barclays (2000CL with 23% APR).

 

Ugh. I need a prime rewards card.

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Regular Contributor
Posts: 125
Registered: ‎03-01-2012
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Re: If you could only carry 1 card which would it be?

venture sig, only because so many small businesses complain about AMEX.

Valued Contributor
Posts: 1,668
Registered: ‎03-11-2009
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Re: If you could only carry 1 card which would it be?

US Bank

FICOS
TU 802 4/7/15
EX 808 4/17/15
EQ 825 4/2/15
NASA 30K / / Amex 20k / / Chase Freedom 10.6k// Venture 20K / / / / / SD'd US Bank Cash+ 20k, LOC 15k, In their final resting place, can you hear the sound of taps?
Goal - At my age, just staying alive
Established Contributor
Posts: 799
Registered: ‎09-27-2011
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Re: If you could only carry 1 card which would it be?

[ Edited ]

No question about it...Orchard Bank Platinum VISA

 

:smileyvery-happy:

 

J/K...From this point forward, my 3 Rivers FCU Visa Platinum Credit Card. Not only is it the highest limit card I have at $3,000, but it has the lowest APR, no AF, and I support a credit union instead of a banking institution that judges me only by a FICO/ credit file.

 

Plus, they looked at the WHOLE consumer and took a chance on a loyal customer. Yes, it's a lender's preragative to do so, but it honks me off that I have them tell me "Everything looks great...if only that BK wasn't there, we'd approve you".

 

Yes, if only I hadn't been saddled with $15,000 in medical bills to keep my son breathing, I would have the "honor" of carrying you in my wallet. Sure, I didn't HAVE to file BK...I could have just waited while vultures closed in, attached my bank accounts, garnished my wages, and basically destroyed my ability to support a family of 5.

 

My credit union didn't even blink...in fact, THEY contacted me to finish the CC application and approved me nearly immediately after I applied. Customer for life they now have.

I'm Spartacus!

hr>Starting Score: EQ 546, EX 547, TU 580
Current Scores (lender): EQ 725 , EX FICO 720, TU 737 FICO scores>
Goal Score: 750
Take the FICO Fitness Challenge
Established Contributor
Posts: 866
Registered: ‎09-22-2011
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Re: If you could only carry 1 card which would it be?

Some of the younger people here won't remember this man from the 70s.  Karl Malden endorsed Amex and i took his recommendation.  Still "won't leave home without it".

Valued Contributor
Posts: 1,668
Registered: ‎03-11-2009
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Re: If you could only carry 1 card which would it be?


namvet wrote:

Some of the younger people here won't remember this man from the 70s.  Karl Malden endorsed Amex and i took his recommendation.  Still "won't leave home without it".



I remember him from the TV show "Streets of San Francisco", one of my favorites.  Shows how old I am. 

FICOS
TU 802 4/7/15
EX 808 4/17/15
EQ 825 4/2/15
NASA 30K / / Amex 20k / / Chase Freedom 10.6k// Venture 20K / / / / / SD'd US Bank Cash+ 20k, LOC 15k, In their final resting place, can you hear the sound of taps?
Goal - At my age, just staying alive
Established Contributor
Posts: 866
Registered: ‎09-22-2011
0

Re: If you could only carry 1 card which would it be?


Imhotrodcrazy wrote:

namvet wrote:

Some of the younger people here won't remember this man from the 70s.  Karl Malden endorsed Amex and i took his recommendation.  Still "won't leave home without it".



I remember him from the TV show "Streets of San Francisco", one of my favorites.  Shows how old I am. 


  Older than dirt!  LOL

Valued Contributor
Posts: 1,093
Registered: ‎02-15-2012
0

Re: If you could only carry 1 card which would it be?

Tough question. My go to card is my Amex Gold Rewards Plus. There are so few places that I go to that do not accept it, I would probably keep it as my "1" card.  But, that said, if I needed to go out of the country, either the MC or the Visa.


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: 748 TU(12/12), 783 TU98 , 813 TU08 FICO, 744 EQ FICO , 735 EX(9/12), 794 EX08 FICO, 809 EX08 bankcard FICO
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (20.7K), BofA Travel Rewards ($17.5), B&N World MC ($17.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (15K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig ($8.6K), Disc It ($8K), Citi Dia Pref MC ($3.7K),Sam's D ($8.5K), Wally D ($7.5K), JCP($5.3K)
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