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Established Member
Posts: 23
Registered: ‎04-15-2012
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Re: If you could only carry 1 card which would it be?

It'd have to be  between my Amex Green and My BCE.


Experian 715 (09/04/2013), T/U 706 (12/05/2013), Equifax 743 (12/05/2013).
New Visitor
Posts: 2
Registered: ‎04-29-2011
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Re: If you could only carry 1 card which would it be?

I would have to agree with the OP and also say the "Chase Freedom" love the rewards and cashback :smileyvery-happy:
Frequent Contributor
Posts: 333
Registered: ‎08-12-2011
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Re: If you could only carry 1 card which would it be?

Chase freedom because of the 11.99 apr and highest cl

Super Contributor
Posts: 5,262
Registered: ‎12-11-2011
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Re: If you could only carry 1 card which would it be?

My cap1...cause it has my highest limit (wow, that's not something you hear every day)

If I could pick any card to use (even one I didn't have) it'd be either a Centurion, or a palladium....I just want to order palladium replacement cards and melt them down...
;
Senior Contributor
Posts: 4,694
Registered: ‎02-23-2011
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Re: If you could only carry 1 card which would it be?

So hard to pick just one, but if I had to, it would be Amex's SPG.  

 

However, I think the US Bank Cash card would be the ideal "one" card for cash rewards.

Member
Posts: 14
Registered: ‎04-22-2012
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Re: If you could only carry 1 card which would it be?

I would carry US Bank Cash+  Between the gold checking package and redemption bonus.  It has the highest flat cash back rate for a card that also has accelerated rewards at 1.5% (or just over).  6.5% on bill pay is fantastic since bills are always there and high no matter what.   Then the ability to pick an additional 6.5% category based on what i might buy is invaluable.  On top of that its a Visa.  Just hope they don't lower the rewards.

 

A close second would be the Fidelity Amex, but with no backup card Amex still isn't quite as widely accepted where I live as Visa/Mastercard.

Senior Contributor
Posts: 4,694
Registered: ‎02-23-2011
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Re: If you could only carry 1 card which would it be?

[ Edited ]

doggeral wrote:

I would carry US Bank Cash+  Between the gold checking package and redemption bonus.  It has the highest flat cash back rate for a card that also has accelerated rewards at 1.5% (or just over).  6.5% on bill pay is fantastic since bills are always there and high no matter what.   Then the ability to pick an additional 6.5% category based on what i might buy is invaluable.  On top of that its a Visa.  Just hope they don't lower the rewards.


Can't disagree with any of the above.  This is the first cash back card I've ever found compelling.  I don't understand why anyone who wants cash back wouldn't just apply and use this as their main card.  Freedom and Discover can take a back seat to this one.

 

If they keep it this way (which I hope they do), this will be THE most sought after cashback card.  I'm glad to see an issuer other than Chase and Amex offer a very compelling product.  Competition can only benefit us consumers.

Established Contributor
Posts: 631
Registered: ‎07-29-2010
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Re: If you could only carry 1 card which would it be?

Definitely my Discover More

Discover IT $25K | FNBO Visa $22K | Citi Forward $14.5K | US Bank Cash+ Visa Sig $15K | Priceline/Barclays $10K | Chase Freedom $10.5K | Amazon/Chase Visa Sig $8.3k | Citi Double Cash $6.5K | BoA Cash Rewards 1-2-3 Sig $7.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | Commerce Bank $5K | WF Cash Back Visa $3.6K | Amazon/GEMB $2.5K | Younkers/Comenity $2.4K | AMEX BCE $2K Target $1K | AMEX Green
EX FICO (from AMEX): 754, TU08 FICO (from Discover): 755, AAoA: 3.6 years
Established Contributor
Posts: 869
Registered: ‎07-04-2012
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Re: If you could only carry 1 card which would it be?

If i were to have an ideal card, id be the us bank cash+.

And choosing from the card i currently have, it would be amex bcp. X3cli around the corner and amex cardholder benefits beat them all. There is no place in miami i go to where they take discover and not amex.
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Valued Contributor
Posts: 2,300
Registered: ‎01-22-2012
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Re: If you could only carry 1 card which would it be?

I think I'm going to have to switch my vote since then last time I posted. For me it's now my United MP Club WEMC. It has tons of benefits and earning power all in one card.
FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
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