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Established Member
Genecio
Posts: 16
Registered: ‎04-15-2012

Re: If you could only carry 1 card which would it be?

It'd have to be  between my Amex Green and My BCE.

Experian 652 (08/20/2012), T/U 674 (08/27/2012), Equifax 687 (08/27/2012).

AmEx Green, AmEx Zync, AmEx BCE ($1,000), PayPal Extras M/C ($1000), Discover More ($1000), and Barclays Finance Visa ($2000).
New Visitor
Credit_Newbie
Posts: 2
Registered: ‎04-29-2011

Re: If you could only carry 1 card which would it be?

I would have to agree with the OP and also say the "Chase Freedom" love the rewards and cashback :smileyvery-happy:
Frequent Contributor
ShiningDown
Posts: 293
Registered: ‎08-12-2011

Re: If you could only carry 1 card which would it be?

Chase freedom because of the 11.99 apr and highest cl



Walmart 671/April
credit sesame 711 AUG / /2012 (Never updated yet)
Quizzle 680 Sept/ /2012 696/March
CK transrisk 665/ MAY (Vantage 733/MAY)
Credit.com 695 / May (vantage 733/May)
Valued Contributor
jsucool76
Posts: 2,660
Registered: ‎12-11-2011

Re: If you could only carry 1 card which would it be?

My cap1...cause it has my highest limit (wow, that's not something you hear every day)

If I could pick any card to use (even one I didn't have) it'd be either a Centurion, or a palladium....I just want to order palladium replacement cards and melt them down...
Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Valued Contributor
Open123
Posts: 2,366
Registered: ‎02-23-2011

Re: If you could only carry 1 card which would it be?

So hard to pick just one, but if I had to, it would be Amex's SPG.  

 

However, I think the US Bank Cash card would be the ideal "one" card for cash rewards.

Member
doggeral
Posts: 12
Registered: ‎04-22-2012

Re: If you could only carry 1 card which would it be?

I would carry US Bank Cash+  Between the gold checking package and redemption bonus.  It has the highest flat cash back rate for a card that also has accelerated rewards at 1.5% (or just over).  6.5% on bill pay is fantastic since bills are always there and high no matter what.   Then the ability to pick an additional 6.5% category based on what i might buy is invaluable.  On top of that its a Visa.  Just hope they don't lower the rewards.

 

A close second would be the Fidelity Amex, but with no backup card Amex still isn't quite as widely accepted where I live as Visa/Mastercard.

Valued Contributor
Open123
Posts: 2,366
Registered: ‎02-23-2011

Re: If you could only carry 1 card which would it be?

[ Edited ]

doggeral wrote:

I would carry US Bank Cash+  Between the gold checking package and redemption bonus.  It has the highest flat cash back rate for a card that also has accelerated rewards at 1.5% (or just over).  6.5% on bill pay is fantastic since bills are always there and high no matter what.   Then the ability to pick an additional 6.5% category based on what i might buy is invaluable.  On top of that its a Visa.  Just hope they don't lower the rewards.


Can't disagree with any of the above.  This is the first cash back card I've ever found compelling.  I don't understand why anyone who wants cash back wouldn't just apply and use this as their main card.  Freedom and Discover can take a back seat to this one.

 

If they keep it this way (which I hope they do), this will be THE most sought after cashback card.  I'm glad to see an issuer other than Chase and Amex offer a very compelling product.  Competition can only benefit us consumers.

Established Contributor
andre181
Posts: 584
Registered: ‎07-29-2010

Re: If you could only carry 1 card which would it be?

Definitely my Discover More

FNBO Visa $19K | Discover IT $15.3K | Citi Forward $10.5K | US Bank Cash+ Visa Sig $10K | Amazon/Chase Visa Sig $8.3k | Priceline/Barclays $6K | BoA Cash Rewards 1-2-3 Sig $5.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | WF Cash Back Visa $3.6K | Citi ThankYou Preferred $3.5K | Amazon/GEMB $2.5K | AMEX BCE $2K | Younkers/WFNNB $2K | Commerce Bank $2K | Target $1K | AMEX Green
EX FICO (from AMEX): 754, TU04 FICO: 749, AAoA: 3.2 years
Established Contributor
CruzImperial
Posts: 860
Registered: ‎07-04-2012

Re: If you could only carry 1 card which would it be?

If i were to have an ideal card, id be the us bank cash+.

And choosing from the card i currently have, it would be amex bcp. X3cli around the corner and amex cardholder benefits beat them all. There is no place in miami i go to where they take discover and not amex.
Fico Scores: . Walmart TU 724 . App free since Aug 2012 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCP 6k | Citi Forward 3k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 6k | Discover Walmart 4.9k | Barclays Apple 2.5k | BoA CR 800
Valued Contributor
CreditScholar
Posts: 1,364
Registered: ‎01-22-2012

Re: If you could only carry 1 card which would it be?

I think I'm going to have to switch my vote since then last time I posted. For me it's now my United MP Club WEMC. It has tons of benefits and earning power all in one card.
FICOs: EX: 800, EQ: 813, TU: 807

Bank of America Privileges with Travel Rewards Visa Signature (EMV) - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $25,000 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL

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