Credit Cards Center Credit cards from our partners
Reply
Established Member
Posts: 23
Registered: ‎04-15-2012
0

Re: If you could only carry 1 card which would it be?

It'd have to be  between my Amex Green and My BCE.


Experian 715 (09/04/2013), T/U 706 (12/05/2013), Equifax 743 (12/05/2013).
New Visitor
Posts: 2
Registered: ‎04-29-2011
0

Re: If you could only carry 1 card which would it be?

I would have to agree with the OP and also say the "Chase Freedom" love the rewards and cashback Smiley Very Happy
Frequent Contributor
Posts: 340
Registered: ‎08-12-2011
0

Re: If you could only carry 1 card which would it be?

Chase freedom because of the 11.99 apr and highest cl

Super Contributor
Posts: 7,530
Registered: ‎12-11-2011
0

Re: If you could only carry 1 card which would it be?

My cap1...cause it has my highest limit (wow, that's not something you hear every day)

If I could pick any card to use (even one I didn't have) it'd be either a Centurion, or a palladium....I just want to order palladium replacement cards and melt them down...


Super Contributor
Posts: 6,236
Registered: ‎02-23-2011
0

Re: If you could only carry 1 card which would it be?

So hard to pick just one, but if I had to, it would be Amex's SPG.  

 

However, I think the US Bank Cash card would be the ideal "one" card for cash rewards.

Member
Posts: 14
Registered: ‎04-22-2012
0

Re: If you could only carry 1 card which would it be?

I would carry US Bank Cash+  Between the gold checking package and redemption bonus.  It has the highest flat cash back rate for a card that also has accelerated rewards at 1.5% (or just over).  6.5% on bill pay is fantastic since bills are always there and high no matter what.   Then the ability to pick an additional 6.5% category based on what i might buy is invaluable.  On top of that its a Visa.  Just hope they don't lower the rewards.

 

A close second would be the Fidelity Amex, but with no backup card Amex still isn't quite as widely accepted where I live as Visa/Mastercard.

Super Contributor
Posts: 6,236
Registered: ‎02-23-2011
0

Re: If you could only carry 1 card which would it be?

[ Edited ]

doggeral wrote:

I would carry US Bank Cash+  Between the gold checking package and redemption bonus.  It has the highest flat cash back rate for a card that also has accelerated rewards at 1.5% (or just over).  6.5% on bill pay is fantastic since bills are always there and high no matter what.   Then the ability to pick an additional 6.5% category based on what i might buy is invaluable.  On top of that its a Visa.  Just hope they don't lower the rewards.


Can't disagree with any of the above.  This is the first cash back card I've ever found compelling.  I don't understand why anyone who wants cash back wouldn't just apply and use this as their main card.  Freedom and Discover can take a back seat to this one.

 

If they keep it this way (which I hope they do), this will be THE most sought after cashback card.  I'm glad to see an issuer other than Chase and Amex offer a very compelling product.  Competition can only benefit us consumers.

Established Contributor
Posts: 643
Registered: ‎07-29-2010
0

Re: If you could only carry 1 card which would it be?

Definitely my Discover More

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Established Contributor
Posts: 869
Registered: ‎07-04-2012
0

Re: If you could only carry 1 card which would it be?

If i were to have an ideal card, id be the us bank cash+.

And choosing from the card i currently have, it would be amex bcp. X3cli around the corner and amex cardholder benefits beat them all. There is no place in miami i go to where they take discover and not amex.
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Valued Contributor
Posts: 2,489
Registered: ‎01-22-2012
0

Re: If you could only carry 1 card which would it be?

I think I'm going to have to switch my vote since then last time I posted. For me it's now my United MP Club WEMC. It has tons of benefits and earning power all in one card.
EX 798, EQ 789, TU 784
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.