Re: If you could only carry 1 card which would it be?

Koop10010 · ‎02-15-2012

I think I'd have to change my vote now too. I would have to go with the Sapphire Preferred over the Amex Green. I've been going over the benefits and rewards programs associated with both since I got my Sapphire last week and I'm thinking the Sapphire is the overall better card. I'm a little surprised Amex hasn't done more to stay competitive with Chase, like how the MR program has actually lost valuable partners while the UR program keeps getting better. Also things like no forex, dedicated US customer service that answers right away, 2x on dining and travel really make the Sapphire shine over the Green.

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday

Open123 · ‎02-23-2011

For the same fee, Chase's CSP is head and shoulder's superior to the Green. The comparison isn't even close.

Also, the UAWE Club card's 1.5 UA mile per dollar is pretty awesome, especially considering the UA miles are amongst the most valueable at around 1.8 to 2.0 cents per mile, which makes this a 3 - 3.5 cents per dollar spent. Hard to beat that reward ratio.

Amex should raise the MR points to 1.5 on the Platinum, or at least to 1.25.

jonmartin · ‎06-05-2009

Chase Palladium ..

NFCU Flagship Rewards Visa Signature $5,000
NFCU NavCheck LOC $10,000
Chase INK Cash $5,000
Chase Freedom $1,500
Capital One Sparks $750 (Closed)
Capital One Platinum $500 (Closed)
Capital One Platinum $500 ( Closed )

Starting Score: 590 MyFico EQ
Current Score: 627 My Fico EQ
Goal Score: 720

Take the FICO Fitness Challenge

Chase Ink Cash - $2,500
Capital One Spark - $???
Capital One Platinum - $500

swpopham · ‎06-02-2012

Im gonna change the thought process here. If you could only have one credit card something must be very wrong hypothetically speaking. I would use our new chase ink plus. Because i can revolve a balance and it not show on my credit and its the way highest limit we have.

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar

RockinRay · ‎08-13-2007

US Bank Cash + Visa.

Ray

** Every Card has a Job, and Every Card does its Job **

DaveSignal · ‎07-29-2011

I would carry my SDFCU card because it is acceptable worldwide, it has a PIN, it doesn't charge any fees, and, in the case of an emergency where I would need to carry a balance, the APR is lower than my other cards at 8.9%

FICO Scores: EQ:702 TU:696 EX:702

Gripping a Gloriously Gold Spade!

Gardening: NFCU nRewards $14k - USAA Rewards $4.5k - SDFCU Flexpoints EMV Chip+PIN $5k - BoA Travel Rewards EMV $4.5k

CreditScholar · ‎01-22-2012

Open123 wrote:
For the same fee, Chase's CSP is head and shoulder's superior to the Green. The comparison isn't even close.

Also, the UAWE Club card's 1.5 UA mile per dollar is pretty awesome, especially considering the UA miles are amongst the most valueable at around 1.8 to 2.0 cents per mile, which makes this a 3 - 3.5 cents per dollar spent. Hard to beat that reward ratio.

Amex should raise the MR points to 1.5 on the Platinum, or at least to 1.25.

+1 to the Amex plat raising their MR earning. That's the biggest weakness of that card currently. However I'm guessing this done on purpose to get another AF out of you through the PRG, SPG, etc.

However if they did that I'd be all over it, especially since the 100k offer will expire on Sept 4th and I'm still undecided about this.

FICOs: EX: 800, EQ: 813, TU: 807

Bank of America Privileges with Travel Rewards Visa Signature (EMV) - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $25,000 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL

ramblin_wreck08 · ‎08-09-2012

I see a lot of people mention the CSP customer service as better/on par with Amex. How are they with handling extended warranties, etc? Wouldn't that go through Visa/MC?

As far as one card goes, out of my current selection it'd be my Zync. Better CS than my Ciit cards.

What's in my wallet:

Left to right:
NPSL ($10k approved)
$5k (EMV - Chip & PIN)
$5.5k (Visa Sig + EMV)
$4,950

Transunion FICO: 709 (8/13/12) -> 740 (9/24/12)
Equifax Risk Score: 706 (7/22/12)
Experian Plus: 724 (8/13/12)

searchingfor67 · ‎08-02-2011

Chase Freedom

jordanmedical · ‎04-08-2012

(Chase Freedom or AMEX BCP once I get them LOL)

NFCU cashrewards as of what I have now. Highest limit and no min to redeem cb

-Rebuilding with CapOne Cash: $1.5k, NFCU Secured: 500, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K

Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700
Take the FICO Fitness Challenge

Credit Cards

Re: If you could only carry 1 card which would it be?

Re: If you could only carry 1 card which would it be?

Re: If you could only carry 1 card which would it be?

Re: If you could only carry 1 card which would it be?

Re: If you could only carry 1 card which would it be?

Re: If you could only carry 1 card which would it be?

Re: If you could only carry 1 card which would it be?

Re: If you could only carry 1 card which would it be?

Re: If you could only carry 1 card which would it be?

Re: If you could only carry 1 card which would it be?