If you could only have credit cards from ONE bank.....

[Anonymous]

Oh well. Wouldn't be the first time I get steam for saying what's on my mind.

[Anonymous]

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@Anonymous wrote:
Oh well. Wouldn't be the first time I get steam for saying what's on my mind.

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@Anonymous will be fine @Anonymous  I know some people hate Chase through and through and I'd like to hear their stories too... 

[Anonymous]

Have to pick BBVA.  Who else would give a guy rebuilding a 3.9% loan and an AMEX with $9000 SL.  They have treated me good while being in the low point of my financial life and enabled me to begin  the process of having sound financial health.  Cap 1 would be # 2 only because they didn't give me an auto loan, but have not turned me down when I have applied with them.  Haven't had the pleasure of experiencing Chase, Citi, or Barclays. BBBA, USAA, Cap 1, Amex, and Synchrony have allowed me to have nearly $50000 in available credit when the big 3 would not touch me.  I'm glad for those who have reached the top tier, but I can admit to be happy as a mid level player. 

[chwebb1]

For me, it would be Bank of America. Good rewards, customer service, APR, and credit lines. Visa/MC is accepted everywhere. I have yet to find something that I don't like about them.

Runner up: Discover. Great customer service and good rewards. Very close runner up. Slightly more limited acceptance compared to BoA.

2nd runner up: Barclaycard: Good customer service on  the Ring, and I have good APRs on both my Ring and Sallie Mae, but they are stingy on credit limits, and in my opinion, the customer service team for the Sallie Mae leaves a lot to be desired.

[galahad15]

For me, it would prolly be a tie between BoA and FNBO.  BoA, b/c they have my last remaining/open fixed-rate card (also with rewards), at 9.99% F.  Also FNBO too tho, b/c they have given me some pretty-sweet, mutiple promotional rates and offers, and they approved me for my most recent new card addition, the FNBO AMEX at 6.25% V.

[DaveinSC]

The only bank for me (and it ain't for everyone), is USAA. Their credit card offerings (and insurance products) are first rate, and their service is legendary.

[paris75]

Chase

[AzaleaB]

Chase.

[victor7]

For me, this is a no-brainer: JPMorgan Chase.

• It would have to be a bank that issues Visa & Mastercard, as those are the most widely-accepted networks.
• Chase has a nice portfolio of credit card products, serving a lot of different needs.
• My personal experience with Chase is that their customer service is outstanding. (In fact, I've been so impressed by their credit card customer service over the years that I eventually became a Chase Private Client, and then a JP Morgan client.)

I've had some pretty serious screw-ups from other banks, which have been a total pain to get corrected. When things are working well, everyone looks good; it's when things go wrong that one's true character is revealed. Everyone screws up (banks, companies, people, etc), but the quality of a company comes through in how they handle their mistakes. Do they recognize their error and correct it? Or do they try to shift blame? I've had fewer problems with Chase, and when I have had them, they have been (relatively) painless to deal with. That tells me a lot.

I know some people have had terrible experiences with Chase, and I'm sure in at least a few of those cases it was not their fault at all. But my experiences have been excellent, and sadly I cannot say that about many of the other banks I've dealt with.

[Anonymous]

American Express hands down.  I do not have a Chase card or Barclarcard nor do I care to carry Barclaycard.  I do plan on getting the Chase Sapphire Preferred card sometime in the near future.  I want my accounts to age a bit.