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If you could only have one credit card . . .

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Anonymous
Not applicable

If you could only have one credit card . . .

If you could only have one credit card, what would it be?

Message 1 of 16
15 REPLIES 15
Creditaddict
Legendary Contributor

Re: If you could only have one credit card . . .

I would say Amex Zync however if I could really only have 1 card it would have to be a visa or MC since every once in a while someone does not take Amex.

I would say USbank Visa Signature - the CL reports and they always treated me super great and gave me my highest CL over time

Message 2 of 16
Anonymous
Not applicable

Re: If you could only have one credit card . . .

Something with high credit limit, min of 1% cashback (3%combined maybe if it has those 5% rotating), no minimum spending, no AF, accepted everywhere.

 

My daily puller though is the Costco True Earning.

Message 3 of 16
Imhotrodcrazy
Valued Contributor

Re: If you could only have one credit card . . .

US Bank flex, great bank, service and cl's.

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15
Message 4 of 16
Anonymous
Not applicable

Re: If you could only have one credit card . . .

I would have to say the BoA Signature Visa or BoA AMEX... I've had good experiences with them...

Message 5 of 16
Anonymous
Not applicable

Re: If you could only have one credit card . . .

I thought long and hard about this question.

 

If it was ONLY one, it would be my DIscover.  I use Shopdiscover a lot, and the cash over feature means I don't even need a debit card.

Message 6 of 16
Anonymous
Not applicable

Re: If you could only have one credit card . . .

amex black

Message 7 of 16
Anonymous
Not applicable

Re: If you could only have one credit card . . .

Discover - since they are the only ones who like me so far Smiley Happy

 

Message 8 of 16
jforsyth
Regular Contributor

Re: If you could only have one credit card . . .

Taking acceptability into account (i.e. excluding Amex and Discover), I would have to go with the PenFed Cash Back Platinum Visa.

 

Not taking acceptability into into account, I'd go with the Fidelity Amex for 2% cash back on everything (this is with a college student's income).

 

Not taking acceptability into account and pretending I'm an adult with a real job, I'd go with Amex Blue Cash (you can get over 2% if you put all of your expenses on it and blow through the $6,500 tier).

___________________________________

EQ FAKO: 779 (03/26/15)
TU FAKO: 785(03/26/15)
Citi Double Cash | Citi Forward | BankAmericard Cash Rewards | Amex Zync
Message 9 of 16
Wolf3
Senior Contributor

Re: If you could only have one credit card . . .

It would have to be a VISA Signature,    Visa for most acceptance,  Signature for no spending limit,  

Probably REI Visa Signature with US Bank,  Rebates on outdoor and sporting equipment.

Message 10 of 16
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