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08-09-2017 04:27 AM
Since we are arguing Visa/Mastercard.
Marvel Mastercard. (My lowest APR, highest limit, and most of my spend is entertainment/food).
I have store cards that would cover all of my other spend categories.
08-09-2017 05:48 AM
Surprised nobody else has picked the Sapphire Reserve yet.
I get over 3 cpp value out of airline miles, so earning 3 transferrable points per dollar on dining/travel gives me over 9% return on categories that a majority of my annual spend is in already, all for $150. If it gave 1.5+ points for everything else, it would actually become the only card that I would use.
08-09-2017 01:14 PM
Chase Sapphire Reserve for me, too.
08-11-2017 05:24 PM - edited 08-11-2017 05:26 PM
QuickSilver Visa Signature is great if you do not travel a lot. $0 annual fee, 1.5% cash back, no foreign fees, no hassles.
Venture World MasterCard or Visa Signature is great if you spend a lot and/or travel. $59 annual fee, 2% (basically cash) back, no foreign fees, no hassles.
Both cards offer great 0% offers also periodically. (2% fee 0% 18 months is the best I have received.)
I know these two are not the most glamorous cards, but in the real world, they give you a lot for a little.
08-11-2017 09:17 PM
Citi DC, great cashback and lots of nice benefits from both Citi and WEMC. I really love my AMEX and Discover as well, though Discover hasn't seen much spend lately, unfortunately.
08-11-2017 09:56 PM
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