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Senior Contributor
Posts: 3,855
Registered: ‎05-24-2015
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Re: If you had to just pick one......

Diners elite

EQ 730, TU 730, EX 720. INQs EQ-2, TU-13, EX-12 AAOA 4yrs Util 3% Inspiration: Themanwhocan's Cash Back Charts
Frequent Contributor
Posts: 495
Registered: ‎02-15-2016
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Re: If you had to just pick one......

Since we are arguing Visa/Mastercard.


Marvel Mastercard. (My lowest APR, highest limit, and most of my spend is entertainment/food).




I have store cards that would cover all of my other spend categories.



AAOA 1 year Fico 08's 738 739 703
Established Contributor
Posts: 578
Registered: ‎06-01-2014
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Re: If you had to just pick one......

PayPal Cashback mastercard

Established Contributor
Posts: 576
Registered: ‎07-08-2016
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Re: If you had to just pick one......

Surprised nobody else has picked the Sapphire Reserve yet.


I get over 3 cpp value out of airline miles, so earning 3 transferrable points per dollar on dining/travel gives me over 9% return on categories that a majority of my annual spend is in already, all for $150. If it gave 1.5+ points for everything else, it would actually become the only card that I would use.

Frequent Contributor
Posts: 284
Registered: ‎04-23-2017

Re: If you had to just pick one......

oldman87 wrote:
My Visa debit card, 0% APR on purchases and cash advance all without an annual fee.

Your so right!

Gardening since 7.8.17
Frequent Contributor
Posts: 418
Registered: ‎06-27-2017
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Re: If you had to just pick one......

Chase Sapphire Reserve for me, too.

In my wallet: Chase Sapphire Reserve • PenFed Power Cash Rewards
Also have: Chase United MileagePlus Explorer • UNFCU Azure • NFCU cashRewards • NFCU Go Rewards • PenFed Promise
Established Contributor
Posts: 623
Registered: ‎04-12-2014
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Re: If you had to just pick one......

[ Edited ]

QuickSilver Visa Signature is great if you do not travel a lot.  $0 annual fee, 1.5% cash back, no foreign fees, no hassles.


Venture World MasterCard or Visa Signature is great if you spend a lot and/or travel.  $59 annual fee, 2% (basically cash) back, no foreign fees, no hassles.


Both cards offer great 0% offers also periodically.  (2% fee 0% 18 months is the best I have received.)


I know these two are not the most glamorous cards, but in the real world, they give you a lot for a little.

Visa Siggy $30,000 ....... World MC $25,500 ....... Visa Siggy $23,750...........$3,300 ............. $1,800 ........... $17,000 ........... $6,000
Regular Contributor
Posts: 192
Registered: ‎04-10-2015

Re: If you had to just pick one......

Citi DC, great cashback and lots of nice benefits from both Citi and WEMC. I really love my AMEX and Discover as well, though Discover hasn't seen much spend lately, unfortunately.

Valued Contributor
Posts: 1,553
Registered: ‎10-21-2014

Re: If you had to just pick one......

Definitely my NFCU Cash Rewards! I love both the cash back and the large credit line 😁
| Navy Cash Rewards VS | Chevron Advantage | Capitol One MC | EQ 668
| Lending Club Personal Loan | Elements FInancial FCU Auto Loan |
Super Contributor
Posts: 8,882
Registered: ‎10-03-2008

Re: If you had to just pick one......

No doubt, the USAA Limitless Cash Rewards VS 2.5%
Starting Score: 826
Current Score: 829
Goal Score: 850

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