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Senior Contributor
Posts: 3,850
Registered: ‎05-24-2015
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Re: If you had to just pick one......

Diners elite

EQ 730, TU 730, EX 720. INQs EQ-2, TU-13, EX-12 AAOA 4yrs Util 3% Inspiration: Themanwhocan's Cash Back Charts
Frequent Contributor
Posts: 478
Registered: ‎02-15-2016
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Re: If you had to just pick one......

Since we are arguing Visa/Mastercard.

 

Marvel Mastercard. (My lowest APR, highest limit, and most of my spend is entertainment/food).

 

 

 

I have store cards that would cover all of my other spend categories.

 

 

AAOA 1 year Fico 08's 738 739 703
Established Contributor
Posts: 569
Registered: ‎06-01-2014
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Re: If you had to just pick one......

PayPal Cashback mastercard

Frequent Contributor
Posts: 467
Registered: ‎07-08-2016
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Re: If you had to just pick one......

Surprised nobody else has picked the Sapphire Reserve yet.

 

I get over 3 cpp value out of airline miles, so earning 3 transferrable points per dollar on dining/travel gives me over 9% return on categories that a majority of my annual spend is in already, all for $150. If it gave 1.5+ points for everything else, it would actually become the only card that I would use.

Regular Contributor
Posts: 186
Registered: ‎04-23-2017

Re: If you had to just pick one......


oldman87 wrote:
My Visa debit card, 0% APR on purchases and cash advance all without an annual fee.

Your so right!





Gardening since 7.8.17
Contributor
Posts: 177
Registered: ‎06-27-2017
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Re: If you had to just pick one......

Chase Sapphire Reserve for me, too.

In my wallet: Chase Sapphire Reserve • PenFed Power Cash Rewards
Sock drawer: Chase United Explorer • UNFCU Azure • NFCU cashRewards • NFCU Go Rewards • PenFed Promise
Closed cards: Chase United Club • Citi AAdvantage • Citi Simplicity • Amex Green • Amex Blue Cash Everyday • NFCU nRewards
Established Contributor
Posts: 553
Registered: ‎04-12-2014
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Re: If you had to just pick one......

[ Edited ]

QuickSilver Visa Signature is great if you do not travel a lot.  $0 annual fee, 1.5% cash back, no foreign fees, no hassles.

 

Venture World MasterCard or Visa Signature is great if you spend a lot and/or travel.  $59 annual fee, 2% (basically cash) back, no foreign fees, no hassles.

 

Both cards offer great 0% offers also periodically.  (2% fee 0% 18 months is the best I have received.)

 

I know these two are not the most glamorous cards, but in the real world, they give you a lot for a little.

Start ..... $3,000 ............ $10,000 ............ $1,800 .................... $900 ................ $500 ............. $1,500 ............ $2,000 ............. $1,000

Now .... $25,500 ........... $23,750 ............ $3,300 ................. $1,800 ............... $17,000 ......... $6,000 ............ $2,000 ............ $1,500
Regular Contributor
Posts: 192
Registered: ‎04-10-2015

Re: If you had to just pick one......

Citi DC, great cashback and lots of nice benefits from both Citi and WEMC. I really love my AMEX and Discover as well, though Discover hasn't seen much spend lately, unfortunately.

Valued Contributor
Posts: 1,543
Registered: ‎10-21-2014

Re: If you had to just pick one......

Definitely my NFCU Cash Rewards! I love both the cash back and the large credit line 😁
| Navy Cash Rewards VS | Chevron Advantage | EQ 703
| Lending Club Personal Loan | Elements FInancial FCU Auto Loan |
Super Contributor
Posts: 8,808
Registered: ‎10-03-2008

Re: If you had to just pick one......

No doubt, the USAA Limitless Cash Rewards VS 2.5%
Starting Score: 824
Current Score: 823
Goal Score: 850


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