Since we are arguing Visa/Mastercard.
Marvel Mastercard. (My lowest APR, highest limit, and most of my spend is entertainment/food).
I have store cards that would cover all of my other spend categories.
Surprised nobody else has picked the Sapphire Reserve yet.
I get over 3 cpp value out of airline miles, so earning 3 transferrable points per dollar on dining/travel gives me over 9% return on categories that a majority of my annual spend is in already, all for $150. If it gave 1.5+ points for everything else, it would actually become the only card that I would use.
My Visa debit card, 0% APR on purchases and cash advance all without an annual fee.
Your so right!
Chase Sapphire Reserve for me, too.
QuickSilver Visa Signature is great if you do not travel a lot. $0 annual fee, 1.5% cash back, no foreign fees, no hassles.
Venture World MasterCard or Visa Signature is great if you spend a lot and/or travel. $59 annual fee, 2% (basically cash) back, no foreign fees, no hassles.
Both cards offer great 0% offers also periodically. (2% fee 0% 18 months is the best I have received.)
I know these two are not the most glamorous cards, but in the real world, they give you a lot for a little.
Citi DC, great cashback and lots of nice benefits from both Citi and WEMC. I really love my AMEX and Discover as well, though Discover hasn't seen much spend lately, unfortunately.