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If you had to just pick one......

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Anonymous
Not applicable

Re: If you had to just pick one......

Diners elite

Message 21 of 39
Anonymous
Not applicable

Re: If you had to just pick one......

Since we are arguing Visa/Mastercard.

 

Marvel Mastercard. (My lowest APR, highest limit, and most of my spend is entertainment/food).

 

 

 

I have store cards that would cover all of my other spend categories.

 

 

Message 22 of 39
Blodreina
Established Contributor

Re: If you had to just pick one......

PayPal Cashback mastercard

Message 23 of 39
iced
Valued Contributor

Re: If you had to just pick one......

Surprised nobody else has picked the Sapphire Reserve yet.

 

I get over 3 cpp value out of airline miles, so earning 3 transferrable points per dollar on dining/travel gives me over 9% return on categories that a majority of my annual spend is in already, all for $150. If it gave 1.5+ points for everything else, it would actually become the only card that I would use.

Message 24 of 39
Gregory1776
Valued Contributor

Re: If you had to just pick one......


@Anonymous wrote:
My Visa debit card, 0% APR on purchases and cash advance all without an annual fee.

Your so right!

Message 25 of 39
UpperNwGuy
Valued Contributor

Re: If you had to just pick one......

Chase Sapphire Reserve for me, too.

Daily Carry: PenFed Power Cash • NFCU Flagship • NFCU More Rewards • Chase Freedom
Sock Drawer: PenFed Promise • NFCU cashRewards • Chase Sapphire Preferred • Chase Freedom Unlimited • United Explorer • UNFCU Azure
Message 26 of 39
Shooting-For-800
Senior Contributor

Re: If you had to just pick one......

QuickSilver Visa Signature is great if you do not travel a lot.  $0 annual fee, 1.5% cash back, no foreign fees, no hassles.

 

Venture World MasterCard or Visa Signature is great if you spend a lot and/or travel.  $59 annual fee, 2% (basically cash) back, no foreign fees, no hassles.

 

Both cards offer great 0% offers also periodically.  (2% fee 0% 18 months is the best I have received.)

 

I know these two are not the most glamorous cards, but in the real world, they give you a lot for a little.

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 27 of 39
Anonymous
Not applicable

Re: If you had to just pick one......

Citi DC, great cashback and lots of nice benefits from both Citi and WEMC. I really love my AMEX and Discover as well, though Discover hasn't seen much spend lately, unfortunately.

Message 28 of 39
Anonymous
Not applicable

Re: If you had to just pick one......

Definitely my NFCU Cash Rewards! I love both the cash back and the large credit line 😁
Message 29 of 39
Anonymous
Not applicable

Re: If you had to just pick one......

No doubt, the USAA Limitless Cash Rewards VS 2.5%
Message 30 of 39
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