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If you were approved for venture

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DrMac210
Regular Contributor

Re: If you were approved for venture

Pre-approved, got $15K @ 12.9%.    CLI after two months to $18K via luv button.


Starting Score: EQ 641, TU ???, EX ??? (myfico 6/7/13)
Current Score: EQ 760, TU 740, EX 750 (myfico July 2015)
Goal Score: 800 across the board


Take the myFICO Fitness Challenge
Message 101 of 122
Anonymous
Not applicable

Re: If you were approved for venture


@Anonymous wrote:

Has anyone that got a 15k or above venture, noticed any significant CLIs on other accounts?


Yeah - I received a $2k CLI from Cap One this week and then was approved for a $15k Venture. I was denied for a Venture in Feb, and had never received CLIs until now.

Message 102 of 122
black_citi
Established Contributor

Re: If you were approved for venture

10k @ 17.9
Make More, Spend Less
Message 103 of 122
Anonymous
Not applicable

Re: If you were approved for venture


@Anonymous wrote:

Has anyone that got a 15k or above venture, noticed any significant CLIs on other accounts?


I had 3 cap one cards, got the Venture for 17.9% and 15k SL, other three cards did nothing (two are now closed due to annual fee coming due) the last QS1 is still sitting at 1.75k and it is my oldest open account nearing 10 years.

Message 104 of 122
GetTheFico
Regular Contributor

Re: If you were approved for venture

Venture One approved for $10,000 @ 16.9%.

 

Decided to go for Venture immediately after, approved for $10,000 @ 22.9%.

EQ: 780
EX: 767
TU: 779
Message 105 of 122
Anonymous
Not applicable

Re: If you were approved for venture

Only got 5000 damn it! 😔
Message 106 of 122
sandsanta
Contributor

Re: If you were approved for venture

On a roll with the respectable balances lately:

 

Capital One Venture @ 30k / 17.


Message 107 of 122
NYFan63
Established Contributor

Re: If you were approved for venture


@Anonymous wrote:
What was your apr and starting limit?

I was pre qual for venture . I'm on the fence about apping. I also really want the Amex ED or BCE.

Venture pre qual said apr 17.99 for me. Just trying to see where I may be with my limit.

I was pre-qual'sd as well:

 

@$20k @ 17.99%

 

Penfed Platinum Sig Visa $33k, PenFed PLOC $25k, NFCU Cash VISA Sig 22k, NFCU Visa Flagship 22k, CAP1 Venture $23k, CAP1 Venture One $15k, NFCU NAV Check $15k, Barclays Arrival $13,2k, DCU VISA 5k, Cap1 QS 7.5k, WF Finance 3.5k, Merrick 2.2k, Barclays Apple Financing 6.1k BestBuy 5k >Ch7 BK filed 8/09; DC 01/10 EQ 636 Nov 13;
EQ08 718 | TU 731 | EXP 728
Inqs: EQ 11, TU 8, EXP 11(last 2 yrs)
Goal 750+ In the Garden til

Message 108 of 122
skigirl916
Established Contributor

Re: If you were approved for venture


@Anonymous wrote:
I thought venture one was min 5000 and venture was min 10,000

I got the Venture $5000 at 17.99%. It's now $8K.

Message 109 of 122
taxi818
Super Contributor

Re: If you were approved for venture


@skigirl916 wrote:

@Anonymous wrote:
I thought venture one was min 5000 and venture was min 10,000

I got the Venture $5000 at 17.99%. It's now $8K.


Exactly what op need to understand. I will not take long to be at 8k. and not long to be over 10k. it could have been a 3k venture 1. Income and total debt to income plays a role in your limit. Not just your apr and or credit score. So don't compare what you got to others. Each of our situations are different. Just make it grow from this point.

Message 110 of 122
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