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Im shocked......................

tag
aussiesareforever
Established Contributor

Re: Im shocked......................

Congratulations LS. Someday I'll also be in the Amex family....someday in the not too distant future...


BK in January 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Platinum Delta Skymiles ($35,000) --- GEMB CareCredit ($10,000) --- AUFCU ($10000)---Discover IT ($33,000)

Experian 835 Transunion 828-- August 2018
Message 81 of 113
xlr8d
Frequent Contributor

Re: Im shocked......................

Congrats!

 

 


Starting Score: EQ 515 TU 490 EXfaco 510
Current Score: EQ 660 TU 665 EXplus 661
Goal Score: 700


Take the FICO Fitness Challenge
Message 82 of 113
improvingmycredit
Valued Contributor

Re: Im shocked......................

Congrats LS!  Oh what a feeling! Smiley Very Happy  I'm very happy for you! 


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Message 83 of 113
Anonymous
Not applicable

Re: Im shocked......................

Congrats,

 

I've got a stupid question!  What's the diffrence in these cards, I'm gonna hit up the  American Express site later I have an AmEx Costco card but from the way you guys are talking sounds like some sort of a Tier system is that correct?

 

Thank you!

Message 84 of 113
bichonmom
Senior Contributor

Re: Im shocked......................


@Anonymous wrote:

Congrats,

 

I've got a stupid question!  What's the diffrence in these cards, I'm gonna hit up the  American Express site later I have an AmEx Costco card but from the way you guys are talking sounds like some sort of a Tier system is that correct?

 

Thank you!


The main difference is that the Costco card is a revolver and the Zync, Green, Gold, Plat are charges. The Zync is a little different than their other charges because it has a lower AF and their rewards structure isn't so good with travel as their other charges.

 

Based on the experiences of people here, the Zync is supposed to be their easiest card to get; and the charges are easier to get than the revolvers (since you have to PIF every month).

 

 

 

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 85 of 113
TheBronxBomber
Regular Contributor

Re: Im shocked......................


@LS2982 wrote:

Welcome me to the AMEX family!!!!!!!!!!!!!!

 

amexzync.PNG


+1 FINALLY!

Current myFICO Scores:03/08/12 EQ: 801 • TU: 801 • Bank of America TU FICO: 822 • Credit Karma Vantage: 873

My Wallet: Amex Business Platinum | Amex SPG (5k) | Amex Delta Reserve (33k) | Citi ThankYou Premier World MasterCard (26k) | Chase Mileage Club Visa Signature (15k)
Sock Drawer: Barclay Ring MasterCard (10k) | Discover More (6.5k) | CapitalOne VentureOne (4.5k) | Macy's | Amex Platinum Personal
Message 86 of 113
getahead
Regular Contributor

Re: Im shocked......................

A big congrats to you LS!! The feeling of seeing that approved feels good, doesn't it make you wanna get another? Smiley Wink  Dont listen to me, I'm just rambling Smiley Tongue


Starting Score: 580
Current Score: Fico EQ-679, Fico TU-670, EX Plus-713, TU Walmart-697, CreditKarma-690
Goal Score: 700 Club


Message 87 of 113
Anonymous
Not applicable

Re: Im shocked......................

WELCOME TO THE CLUB!! Congrats

Message 88 of 113
LS2982
Mega Contributor

Re: Im shocked......................

Thank you all!!!

 

For those who have the card, howdoes the reward structure work?




EQ FICO 548 3/3/16
Message 89 of 113
afbar1114
Valued Contributor

Re: Im shocked......................


@LS2982 wrote:

Thank you all!!!

 

For those who have the card, howdoes the reward structure work?


for like the first 2 months all points will be pending even bonus...once the second statement posts youll get the points...youll get the bonus points after each item posts...but the nomal points you will get after the following statement in which you make you buys EX: you spend $1000 in march....statement posts.......you spend $1000 points in April...april statement posts......you get march points and bonus points as well as any bonus points posting from here on out

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 90 of 113
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