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Impact of new high-limit credit card on FICO

Frequent Contributor

Re: Impact of new high-limit credit card on FICO

Ok, I'm going to bump this, because I wanted people to know:

One of my clients and I were chatting about CCCs, and they mentioned that they'd just applied for a Cap 1 card about a month ago via a pre-approved mailing. They were shocked when they got a $30k credit line! That's only the second I've heard of, along with this thread's OP. I'm embarrassed to admit I didn't even believe the original poster of this thread. My bad...sorry. Smiley Sad

What surprised my client was that Cap 1 asked for household income; rather than just their salary alone. Their HHI is over $150k. Sooooo....I guess Cap 1 DOES give out $30k credit limits. Just on one card, though, it seems, from their website.
Valued Contributor

Re: Impact of new high-limit credit card on FICO

Well you're one Cap1 cardholder that won't be worrying about three hards for a CLI!
 
Very nice!