Impact on score by merging cl

[2IMPROVE]

I just received my 3rd BOA Visa with a limit of 5000.00

Current Card CL since 2/07 $3000.00

                                      8/07 $2500.00

I transferred the new card and the $2500.00 to the oldest card, so I now have one card 2/07 with a new $10,500.00 limit.

How will this impact my score once it shows the two accounts closed, but will show a new credit limit.

[Anonymous]

I personally think it was a good idea to combine the cards, IF you have other bank cards in your portfolio. Your util factor will remain the same, and you will keep the history on each card for 10 years.

[Anonymous]

It will help-

I have noticed a score bump when CL's went over 5K and 10K

This was not for UTL changes either-

as always YMMV-