Reply
Established Contributor
Posts: 1,011
Registered: ‎04-08-2012
0

Impromptu Mini-App Spree

Since the mysterious removal of the only collection on my TU and my score increasing 80 points, I decided to go for the companies that pull TU.

 

Discover (Actually pulled EQ which has the most inquires--when I moved, utilities and apt apps tend to pull this one) -Denied

WalMart - Approved (this started the app spree as I accidently cancelled my free TU score), called to try to get higher initial cl and it was a no

Barclay- Approved after RECON for 3,000 CL (Was going to give me $1.5K but I mentioned wanted to use it for the new retina display laptop so he increased it, then a number was mis-keyed so just had to cb to have credit dept fix)

BOA- Went into review (Pulled EX, only 1 collection here due to fall off in 3 months)

 

 

Now the only cards I want left (on life list): Chase Freedom, AMEX BCE and US Bank+

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

Take the FICO Fitness Challenge

Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Impromptu Mini-App Spree

Congrats

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.