@thom02099 wrote:WOW! Did I get good news!
Was talking to a Merrill Lynch CSR/Concierge Service about an inquiry for travel, we got to talking about my recent approval for the Merrill Platinum Plus card and in the course of the conversation, it was mentioned my high score. So I asked what it was, and he said my FICO TU was 813!!
That's the highest EVER for me! My TU here is at 779 which I've been pleased with. So this must be the differrence between the older version of TU (TU98?) and the more recent TU (TU04?) Whatever, I'll take it! Couple that with the EQ score (presumably Beacon 9.0) of 803 that I got not too long ago and I'm a happy camper. And this in spite of some new accounts prior to February and the inquiries generated. I was actually a bit surprised that BofA pulled TU, they've pulled EX in the past, with a few TU thrown in but nothing consistent. Now, if only I could get an up-to-date EX! My credit union does provide true FICO EX, but only quarterly and the last report was in December. Guess I'll have to wait til the first of April to get the EX score.
Which CU is this?? AFAIK PSECU only offers that monthly.
EDIT: Seen your reply to android
Does it actually say EX FICO on it?? THis is the first i've heard of it.
@LS2982 wrote:
@thom02099 wrote:WOW! Did I get good news!
Was talking to a Merrill Lynch CSR/Concierge Service about an inquiry for travel, we got to talking about my recent approval for the Merrill Platinum Plus card and in the course of the conversation, it was mentioned my high score. So I asked what it was, and he said my FICO TU was 813!!
Which CU is this?? AFAIK PSECU only offers that monthly.
EDIT: Seen your reply to android
Does it actually say EX FICO on it?? THis is the first i've heard of it.
It does not say EX FICO when I log in to my account and check, but my credit union personal banker told me what they post on member accounts quarterly is a true EX FICO. Last time I was in and had him pull it for a refi on my daughter's car loan, he showed me that it was a FICO score. That's all they pull, FICO EX. They don't use any other credit bureaus but EX, and it's the lender FICO score, not the auto-enhanced EX FICO, which they don't use.
All of the other scores, my new ones, were FICO scores. I double checked the EQ FICO I got a while back and it does say FICO, and has the FICO score range.
Public Service Credit Union is found along the Front Range of the Rockies, from Colorado Springs to Fort Collins, CO. They have over 190 locations and branches, and are tied in with the national Credit Union Service Centers, with access nationwide at over 4900 locations. They are also a member of the CO-OP network of ATM's nationwide and worldwide. https://www.pscu.org for more information.
@thom02099 wrote:
@LS2982 wrote:
@thom02099 wrote:WOW! Did I get good news!
Was talking to a Merrill Lynch CSR/Concierge Service about an inquiry for travel, we got to talking about my recent approval for the Merrill Platinum Plus card and in the course of the conversation, it was mentioned my high score. So I asked what it was, and he said my FICO TU was 813!!
Which CU is this?? AFAIK PSECU only offers that monthly.
EDIT: Seen your reply to android
Does it actually say EX FICO on it?? THis is the first i've heard of it.
It does not say EX FICO when I log in to my account and check, but my credit union personal banker told me what they post on member accounts quarterly is a true EX FICO. Last time I was in and had him pull it for a refi on my daughter's car loan, he showed me that it was a FICO score. That's all they pull, FICO EX. They don't use any other credit bureaus but EX, and it's the lender FICO score, not the auto-enhanced EX FICO, which they don't use.
All of the other scores, my new ones, were FICO scores. I double checked the EQ FICO I got a while back and it does say FICO, and has the FICO score range.
Public Service Credit Union is found along the Front Range of the Rockies, from Colorado Springs to Fort Collins, CO. They have over 190 locations and branches, and are tied in with the national Credit Union Service Centers, with access nationwide at over 4900 locations. They are also a member of the CO-OP network of ATM's nationwide and worldwide. https://www.pscu.org for more information.
Well we can another to the short list of EX FICO suppliers out there!!
Awesome!
That's an amazing score! Congratulations!!!
Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k