Reply
Contributor
scottykhan
Posts: 126
Registered: ‎01-02-2013
0

Re: In The 800 Club !

Awesome!!!  Are you thinking to convert this card to Accolade later on ?

Moderator
09Lexie
Posts: 25,030
Registered: ‎09-13-2012
0

Re: In The 800 Club !

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: In The 800 Club !

[ Edited ]

thom02099 wrote:

WOW!  Did I get good news! 

 

Was talking to a Merrill Lynch CSR/Concierge Service about an inquiry for travel, we got to talking about my recent approval for the Merrill Platinum Plus card and in the course of the conversation, it was mentioned my high score.  So I asked what it was, and he said my FICO TU was  813!!  :smileyvery-happy:   That's the highest EVER for me!  My TU here is at 779 which I've been pleased with.  So this must be the differrence between the older version of TU (TU98?) and the more recent TU (TU04?) Whatever, I'll take it!  Couple that with the EQ score (presumably Beacon 9.0) of 803 that I got not too long ago and I'm a happy camper.  And this in spite of some new accounts prior to February and the inquiries generated.  I was actually a bit surprised that BofA pulled TU, they've pulled EX in the past, with a few TU thrown in but nothing consistent.    Now, if only I could get an up-to-date EX!  My credit union does provide true FICO EX, but only quarterly and the last report was in December.  Guess I'll have to wait til the first of April to get the EX score.  :smileysad:


Which CU is this?? AFAIK PSECU only offers that monthly.

 

EDIT: Seen your reply to android

 

Does it actually say EX FICO on it?? THis is the first i've heard of it.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
thom02099
Posts: 1,323
Registered: ‎08-30-2011
0

Re: In The 800 Club !


scottykhan wrote:

Awesome!!!  Are you thinking to convert this card to Accolade later on ?


I
I wish!  ML has sent me everything BUT the Accolades card LOL!  Part in error.  Yeah I'd take the Accolades in a New York Minute if I could justify the AF!
AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 768 EQ = 828 TU = 834 - June/2014
Contributor
scottykhan
Posts: 126
Registered: ‎01-02-2013
0

Re: In The 800 Club !

I haven't received my Merrill+ card yet but it's already reporting to Credit bureaues and also reporting Credit Limit. Isn't this interesting!!! I read on these forums that BOA doesn't report CL for its Signature cards.. But Apparently it's reporting mine!!! What about card is it reporting CL?

Valued Contributor
thom02099
Posts: 1,323
Registered: ‎08-30-2011
0

Re: In The 800 Club !


LS2982 wrote:

thom02099 wrote:

WOW!  Did I get good news! 

 

Was talking to a Merrill Lynch CSR/Concierge Service about an inquiry for travel, we got to talking about my recent approval for the Merrill Platinum Plus card and in the course of the conversation, it was mentioned my high score.  So I asked what it was, and he said my FICO TU was  813!!  :smileyvery-happy:   That's the highest EVER for me!  My TU here is at 779 which I've been pleased with.  So this must be the differrence between the older version of TU (TU98?) and the more recent TU (TU04?) Whatever, I'll take it!  Couple that with the EQ score (presumably Beacon 9.0) of 803 that I got not too long ago and I'm a happy camper.  And this in spite of some new accounts prior to February and the inquiries generated.  I was actually a bit surprised that BofA pulled TU, they've pulled EX in the past, with a few TU thrown in but nothing consistent.    Now, if only I could get an up-to-date EX!  My credit union does provide true FICO EX, but only quarterly and the last report was in December.  Guess I'll have to wait til the first of April to get the EX score.  :smileysad:


Which CU is this?? AFAIK PSECU only offers that monthly.

 

EDIT: Seen your reply to android

 

Does it actually say EX FICO on it?? THis is the first i've heard of it.

 


It does not say EX FICO when I log in to my account and check,  but my credit union personal banker told me what they post on member accounts quarterly is a true EX FICO.  Last time I was in and had him pull it for a refi on my daughter's car loan, he showed me that it was a FICO score.  That's all they pull, FICO EX.  They don't use any other credit bureaus but EX, and it's the lender FICO score, not the auto-enhanced EX FICO, which they don't use.

All of the other scores, my new ones, were FICO scores.  I double checked the EQ FICO I got a while back and it does say FICO, and has the FICO score range. 

 

Public Service Credit Union is found along the Front Range of the Rockies, from Colorado Springs to Fort Collins, CO.  They have over 190 locations and branches, and are tied in with the national Credit Union Service Centers, with access nationwide at over 4900 locations.  They are also a member of the CO-OP network of ATM's nationwide and worldwide. https://www.pscu.org for more information. 

AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 768 EQ = 828 TU = 834 - June/2014
Valued Contributor
thom02099
Posts: 1,323
Registered: ‎08-30-2011
0

Re: In The 800 Club !


scottykhan wrote:

I haven't received my Merrill+ card yet but it's already reporting to Credit bureaues and also reporting Credit Limit. Isn't this interesting!!! I read on these forums that BOA doesn't report CL for its Signature cards.. But Apparently it's reporting mine!!! What about card is it reporting CL?


Yup, it was on my credit report very quickly!   My Merrill Plus card as well as my BofA cash rewards card are both signature VISA but they also both show the credit limit on my reports, and the notation of flexible spending card as well as high balance.  So for me, they show everything! 

AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 768 EQ = 828 TU = 834 - June/2014
Established Contributor
Pilotdude
Posts: 955
Registered: ‎02-02-2013
0

Re: In The 800 Club !

Nice!!  Congratulations!! 


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: In The 800 Club !


thom02099 wrote:

LS2982 wrote:

thom02099 wrote:

WOW!  Did I get good news! 

 

Was talking to a Merrill Lynch CSR/Concierge Service about an inquiry for travel, we got to talking about my recent approval for the Merrill Platinum Plus card and in the course of the conversation, it was mentioned my high score.  So I asked what it was, and he said my FICO TU was  813!!  :smileyvery-happy:   That's the highest EVER for me!  My TU here is at 779 which I've been pleased with.  So this must be the differrence between the older version of TU (TU98?) and the more recent TU (TU04?) Whatever, I'll take it!  Couple that with the EQ score (presumably Beacon 9.0) of 803 that I got not too long ago and I'm a happy camper.  And this in spite of some new accounts prior to February and the inquiries generated.  I was actually a bit surprised that BofA pulled TU, they've pulled EX in the past, with a few TU thrown in but nothing consistent.    Now, if only I could get an up-to-date EX!  My credit union does provide true FICO EX, but only quarterly and the last report was in December.  Guess I'll have to wait til the first of April to get the EX score.  :smileysad:


Which CU is this?? AFAIK PSECU only offers that monthly.

 

EDIT: Seen your reply to android

 

Does it actually say EX FICO on it?? THis is the first i've heard of it.

 


It does not say EX FICO when I log in to my account and check,  but my credit union personal banker told me what they post on member accounts quarterly is a true EX FICO.  Last time I was in and had him pull it for a refi on my daughter's car loan, he showed me that it was a FICO score.  That's all they pull, FICO EX.  They don't use any other credit bureaus but EX, and it's the lender FICO score, not the auto-enhanced EX FICO, which they don't use.

All of the other scores, my new ones, were FICO scores.  I double checked the EQ FICO I got a while back and it does say FICO, and has the FICO score range. 

 

Public Service Credit Union is found along the Front Range of the Rockies, from Colorado Springs to Fort Collins, CO.  They have over 190 locations and branches, and are tied in with the national Credit Union Service Centers, with access nationwide at over 4900 locations.  They are also a member of the CO-OP network of ATM's nationwide and worldwide. https://www.pscu.org for more information. 


Well we can another to the short list of EX FICO suppliers out there!!

 

Awesome!

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010
0

Re: In The 800 Club !

That's an amazing score! Congratulations!!! :smileyvery-happy:


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+