07-24-2012 03:11 PM
I know super old thread... but have anyone used them lately? I have Firestone that I have never used, not even sure if it's on credit anymore because I never used... but going back when I did search I found a similar namef rom a company that I applied with maybe year or so ago from a pre-approval in the mail and I thought it was complete scam, we even saw the "CEO/PARTNER" Post on here in response to me but then would never post again... Are they the same company, just changing names and addresses and owners?
Had that happen to me before!
08-15-2012 11:25 AM
I have a fairly decent income now even tho my credit is still low...average 615....and could see the light at the end of the tunnel and was holding my breath until I arrived. During the months of May, June, and July, I was paying 2 rents @ over 700 each because I moved 100 miles away to my new job and the old landlord wouldn't let me out of my lease. But in July, my brother died and I had to borrow money to go from VA to AL to his funeral. I know the light is at the end of the tunnel because I once saw it but it just seems like it's getting further away than closer and yet, I know that I'm truely blessed to be this close. I was surviving.....but today, my daughter's car was repossesed and I know that this will end up being a burden on me. Of course I will help because of my grandson but sometimes I feel like I will die in the dark of exhaustion. My goal in life is to be debt free and the only bills I have are living expenses...rent (one day mortgage), utility, basic cable, insurance, etc., and save everything else. I want to improve my credit score simply so I can get a good rate when I go to purchase me a small house or condo. Other than that, NO CREDIT!
08-15-2012 11:26 AM
Hi. So I've read too much on these boards and learned too much to admit what I did. We've had a crazy/tough year w/everything U can imagine go wrong (family death, AC Unit went out, now truck is acting up, etc.). We got some of those OneMain Financial offers in the mail & always thought how crazy they would be with their terms. Then, I felt I had no choice but to apply for a personal loan (no collateral); I was approved @ 35% & only $1700. I did it, and we are managing. I am so embarrassed that I did this.
So my truck was acting up (either transmission or starter); I app'd at Firestone after reading about it on these boards. I was approved for $2400.
Sometimes you have to do things that you know are not right after exhausting all other means. I just wanted to share with others who might be in the same boat.
what do your scores look like right now?
08-15-2012 11:31 AM
I hope the best for you and your family. Nobody's perfect I'm not made alot of mistakes but I take it one day at a time thats all I can do.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.