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In an effort to improve my credit

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NJTurnpike
Established Contributor

Re: In an effort to improve my credit


@LS2982 wrote:

I miss my shredded cards!!! Smiley Sad


That's because you shredded them all. You should keep the pretty ones for those lonely nights (on amazon). haha


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Message 11 of 21
LS2982
Mega Contributor

Re: In an effort to improve my credit


@NJTurnpike wrote:

@LS2982 wrote:

I miss my shredded cards!!! Smiley Sad


That's because you shredded them all. You should keep the pretty ones for those lonely nights (on amazon). haha


Not gonna lie I did welcome a select few back with supervised probation LMAO




EQ FICO 548 3/3/16
Message 12 of 21
myjourney
Super Contributor

Re: In an effort to improve my credit


@NJTurnpike wrote:

@myjourney wrote:

Did you have any room for socks Gheez lol

Way to go 


I have room for socks now. Smiley Happy


So now you can go sock shopping to fill the empty space Smiley LOL

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 13 of 21
NJTurnpike
Established Contributor

Re: In an effort to improve my credit

I guess not at JCPenny or Macys. haha


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Message 14 of 21
myjourney
Super Contributor

Re: In an effort to improve my credit

LMAO guess not but you have a brand new selection of cards to choose from for shopping


@NJTurnpike wrote:

I guess not at JCPenny or Macys. haha




Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 15 of 21
Richierichdollar
New Contributor

Re: In an effort to improve my credit

Damn I dont think I will ever be able to get that many cards let alone that many cards to shred and still have more. I think 5-6 cards will be my limit to get

Message 16 of 21
SoulMaster
Established Contributor

Re: In an effort to improve my credit

No offense, but you totally did it wrong.

 

I make guitar picks out of mine!  If you don't play guitar, you can still make picks out of them and sell 'em on eBay.  Smiley Very Happy

 

Gratz!

 

-SM

I am not an attorney and none of what I write should be construed as legal advice. For legal advice please consult an attorney.

Starting Score: ~470 preBK(8/2010)
Current Scores as of Late January 2016 All 700+. Last CR pull from a lender(housing) was mid-score 749.
Goal Score: 700+ - reached.
Message 17 of 21
LS2982
Mega Contributor

Re: In an effort to improve my credit


@SoulMaster wrote:

No offense, but you totally did it wrong.

 

I make guitar picks out of mine!  If you don't play guitar, you can still make picks out of them and sell 'em on eBay.  Smiley Very Happy

 

Gratz!

 

-SM


OK that idea is awesome!!! Smiley Very Happy




EQ FICO 548 3/3/16
Message 18 of 21
SoulMaster
Established Contributor

Re: In an effort to improve my credit

 I don't know about awesome, but I've been doing it for years.  lol

 

-SM

I am not an attorney and none of what I write should be construed as legal advice. For legal advice please consult an attorney.

Starting Score: ~470 preBK(8/2010)
Current Scores as of Late January 2016 All 700+. Last CR pull from a lender(housing) was mid-score 749.
Goal Score: 700+ - reached.
Message 19 of 21
toppers555
Established Contributor

Re: In an effort to improve my credit


@NJTurnpike wrote:

Anyone who can successfully reconstruct an account number from that pictures deserves whatever they can change on those closed accounts. haha


 


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TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Message 20 of 21
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