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In need of some advice.......

Established Contributor

In need of some advice.......

Here's my dilemma, I plan on traveling over seas for a couple mos and will be needing a CC w/o a FTF. Should i covert my dividend card to a thankyou premier WEMC or open another CC account, specifically a crap1 card, which has a free FTF. I really do not like having more than two CC's  and i really can't afford, at this point to have a new HP inquiry on my credit report, b/c i plan on purchasing a condo btw Jan-Mar 2013!Smiley Indifferent




"having a credit card is nice, but having cash in hand will always be king"
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Established Member

Re: In need of some advice.......


L-TWT wrote:

Here's my dilemma, I plan on traveling over seas for a couple mos and will be needing a CC w/o a FTF. Should i covert my dividend card to a thankyou premier WEMC or open another CC account, specifically a crap1 card, which has a free FTF. I really do not like having more than two CC's  and i really can't afford, at this point to have a new HP inquiry on my credit report, b/c i plan on purchasing a condo btw Jan-Mar 2013!Smiley Indifferent


I don't see any harm if they will change it and not start over on reporting. I would not go with a capital one. You already have an Amex card what about getting a card from them with no FTF and you'll get back dating. Smiley Happy

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