Credit Cards Center Credit cards from our partners
Reply
Established Contributor
Posts: 551
Registered: ‎12-18-2011
0

In need of some advice.......

Here's my dilemma, I plan on traveling over seas for a couple mos and will be needing a CC w/o a FTF. Should i covert my dividend card to a thankyou premier WEMC or open another CC account, specifically a crap1 card, which has a free FTF. I really do not like having more than two CC's  and i really can't afford, at this point to have a new HP inquiry on my credit report, b/c i plan on purchasing a condo btw Jan-Mar 2013!Smiley Indifferent




"having a credit card is nice, but having cash in hand will always be king"
Highlighted
Established Member
Posts: 152
Registered: ‎09-17-2012
0

Re: In need of some advice.......


L-TWT wrote:

Here's my dilemma, I plan on traveling over seas for a couple mos and will be needing a CC w/o a FTF. Should i covert my dividend card to a thankyou premier WEMC or open another CC account, specifically a crap1 card, which has a free FTF. I really do not like having more than two CC's  and i really can't afford, at this point to have a new HP inquiry on my credit report, b/c i plan on purchasing a condo btw Jan-Mar 2013!Smiley Indifferent


I don't see any harm if they will change it and not start over on reporting. I would not go with a capital one. You already have an Amex card what about getting a card from them with no FTF and you'll get back dating. Smiley Happy

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.