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Established Contributor
logan_720
Posts: 608
Registered: ‎02-02-2012
0

Re: In the holiday spirit


Aspireto850 wrote:

Barclays Back Visa and Amex Plat or JPMorgan signature


You are kidding about wanting a Visa Black Card, aren't you?

Valued Contributor
CreditScholar
Posts: 2,300
Registered: ‎01-22-2012
0

Re: In the holiday spirit


logan_720 wrote:

Aspireto850 wrote:

Barclays Back Visa and Amex Plat or JPMorgan signature


You are kidding about wanting a Visa Black Card, aren't you?


That card is horrible, and there are so many better options out there. The only people who really want it are those who don't seem to know any better, yet are dying to impress others. If someone showed me theirs, I'd laugh and think they were pathetic.

 

FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Senior Contributor
jsucool76
Posts: 3,665
Registered: ‎12-11-2011
0

Re: In the holiday spirit


CreditScholar wrote:

logan_720 wrote:

Aspireto850 wrote:

Barclays Back Visa and Amex Plat or JPMorgan signature


You are kidding about wanting a Visa Black Card, aren't you?


That card is horrible, and there are so many better options out there. The only people who really want it are those who don't seem to know any better, yet are dying to impress others. If someone showed me theirs, I'd laugh and think they were pathetic.

 


I wouldn't call it horrible. Different people use different cards. There was someone on here who had one with a 15k limit, and they loved it. They started a thread asking for comparisons between it and the amex plat and all anyone did was rage about the visa black. :smileytongue:

 

Thats like saying cap1 is a terrible card....I love my cap1 :smileytongue: 

 

 

>
Moderator
Revelate
Posts: 9,640
Registered: ‎12-30-2011
0

Re: In the holiday spirit

[ Edited ]

Back on topic from the Visa Black segue (much love CS!): a mortgage! :cattongue:

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 673, EQ 8 707, TU 720, EX 702* (09/02/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


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New Contributor
Aspireto850
Posts: 109
Registered: ‎08-12-2012
0

Re: In the holiday spirit

Im just as serious as those individuals who want a card because of how pretty it looks or if it's plastic vs metal........


Current: 12/6/12 708 Exp Fico
Goal Score: 740then Garden
New Contributor
Aspireto850
Posts: 109
Registered: ‎08-12-2012
0

Re: In the holiday spirit

CS, u hv posted ur opinion on the black visa quite adamantly many times so LIG!,,,..l

 

( let it go)


Current: 12/6/12 708 Exp Fico
Goal Score: 740then Garden
Valued Contributor
CreditScholar
Posts: 2,300
Registered: ‎01-22-2012
0

Re: In the holiday spirit


jsucool76 wrote:

CreditScholar wrote:

logan_720 wrote:

Aspireto850 wrote:

Barclays Back Visa and Amex Plat or JPMorgan signature


You are kidding about wanting a Visa Black Card, aren't you?


That card is horrible, and there are so many better options out there. The only people who really want it are those who don't seem to know any better, yet are dying to impress others. If someone showed me theirs, I'd laugh and think they were pathetic.

 


I wouldn't call it horrible. Different people use different cards. There was someone on here who had one with a 15k limit, and they loved it. They started a thread asking for comparisons between it and the amex plat and all anyone did was rage about the visa black. :smileytongue:

 

Thats like saying cap1 is a terrible card....I love my cap1 :smileytongue: 

 

 


I'd still call it horrible. This is credit, not a campfire circle with everyone holding hands singing kumbaya. Not all products are created equally, and some just suck period. This is one of them. Smiley faces don't conceal the fact that some cards just suck.

 

1% rewards, horrible customer service, Visa platinum-like benefits (not even signature) and a $500 AF? Compare that to the Amex Platinum, JPM Ritz Carlton, United MP Club, or any other benefits-heavy card in the $300-500 AF range and it's not even close. The only reason why people get this card is because it says Visa Black in big letters and they are trying too hard to impress others, they don't know any better, or both.

 

FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
New Contributor
Aspireto850
Posts: 109
Registered: ‎08-12-2012
0

Re: In the holiday spirit

or they can't get it and are just Haters!!!

 

To each, his own...


Current: 12/6/12 708 Exp Fico
Goal Score: 740then Garden

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