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In the holiday spirit

Established Contributor

Re: In the holiday spirit


Aspireto850 wrote:

Barclays Back Visa and Amex Plat or JPMorgan signature


You are kidding about wanting a Visa Black Card, aren't you?

Valued Contributor

Re: In the holiday spirit


logan_720 wrote:

Aspireto850 wrote:

Barclays Back Visa and Amex Plat or JPMorgan signature


You are kidding about wanting a Visa Black Card, aren't you?


That card is horrible, and there are so many better options out there. The only people who really want it are those who don't seem to know any better, yet are dying to impress others. If someone showed me theirs, I'd laugh and think they were pathetic.

 

EX 798, EQ 789, TU 784
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Super Contributor

Re: In the holiday spirit


CreditScholar wrote:

logan_720 wrote:

Aspireto850 wrote:

Barclays Back Visa and Amex Plat or JPMorgan signature


You are kidding about wanting a Visa Black Card, aren't you?


That card is horrible, and there are so many better options out there. The only people who really want it are those who don't seem to know any better, yet are dying to impress others. If someone showed me theirs, I'd laugh and think they were pathetic.

 


I wouldn't call it horrible. Different people use different cards. There was someone on here who had one with a 15k limit, and they loved it. They started a thread asking for comparisons between it and the amex plat and all anyone did was rage about the visa black. Smiley Tongue

 

Thats like saying cap1 is a terrible card....I love my cap1 Smiley Tongue 

 

 



Moderator

Re: In the holiday spirit

Back on topic from the Visa Black segue (much love CS!): a mortgage! Cat Tongue

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


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New Contributor

Re: In the holiday spirit

Im just as serious as those individuals who want a card because of how pretty it looks or if it's plastic vs metal........


Current: 12/6/12 708 Exp Fico
Goal Score: 740then Garden
New Contributor

Re: In the holiday spirit

CS, u hv posted ur opinion on the black visa quite adamantly many times so LIG!,,,..l

 

( let it go)


Current: 12/6/12 708 Exp Fico
Goal Score: 740then Garden
Valued Contributor

Re: In the holiday spirit


jsucool76 wrote:

CreditScholar wrote:

logan_720 wrote:

Aspireto850 wrote:

Barclays Back Visa and Amex Plat or JPMorgan signature


You are kidding about wanting a Visa Black Card, aren't you?


That card is horrible, and there are so many better options out there. The only people who really want it are those who don't seem to know any better, yet are dying to impress others. If someone showed me theirs, I'd laugh and think they were pathetic.

 


I wouldn't call it horrible. Different people use different cards. There was someone on here who had one with a 15k limit, and they loved it. They started a thread asking for comparisons between it and the amex plat and all anyone did was rage about the visa black. Smiley Tongue

 

Thats like saying cap1 is a terrible card....I love my cap1 Smiley Tongue 

 

 


I'd still call it horrible. This is credit, not a campfire circle with everyone holding hands singing kumbaya. Not all products are created equally, and some just suck period. This is one of them. Smiley faces don't conceal the fact that some cards just suck.

 

1% rewards, horrible customer service, Visa platinum-like benefits (not even signature) and a $500 AF? Compare that to the Amex Platinum, JPM Ritz Carlton, United MP Club, or any other benefits-heavy card in the $300-500 AF range and it's not even close. The only reason why people get this card is because it says Visa Black in big letters and they are trying too hard to impress others, they don't know any better, or both.

 

EX 798, EQ 789, TU 784
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
New Contributor

Re: In the holiday spirit

or they can't get it and are just Haters!!!

 

To each, his own...


Current: 12/6/12 708 Exp Fico
Goal Score: 740then Garden