In what order would you apply for these cards

[red259]

In what order would you apply for these cards during an app spree to have the best chance of all approvals? This is my potential app spree at this point for Jan. By the time of the apps I will have no inqs within the prior six months and have accounts with everyone but barclays at this point. 

Amex everyday preferred

citi hilton reserve card

Chase Hyatt card

barclay arrival+

(maybe a citi AA business card)

[Skye12329]

Personally i would go:

Amex
Chase
Barclays
Citi

I think you might get a denial for anymore if applied all in one day only because of all the new accounts and inqs. Anymore after 4 might need a recon depending on thickness of profile.

[sexy_kitten7]

I would do Barclays first. Make sure you're approved (or recon to approval).

Then do Amex, Chase, Citi within seconds of each other.

[FinStar]

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@sexy_kitten7 wrote:

I would do Barclays first. Make sure you're approved (or recon to approval).

Then do Amex, Chase, Citi within seconds of each other.

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+1

Barclays reports the account literally by the time you click submit or hang up the phone LOL...shortly followed by Citi in a couple days.  IMHO, it's really not going to cause waves since we're only talking about 4 CCs (possibly 5 with the business card) in the grand scheme of things.

[thelethargicage]

1) Barclays (it will show up on all 3 CRs the very next day)
2) Amex
3) Chase and Citi

[Creditaddict]

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@red259 wrote:

In what order would you apply for these cards during an app spree to have the best chance of all approvals? This is my potential app spree at this point for Jan. By the time of the apps I will have no inqs within the prior six months and have accounts with everyone but barclays at this point. 

Amex everyday preferred

citi hilton reserve card

Chase Hyatt card

barclay arrival+

(maybe a citi AA business card)

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Citi

Amex

Chase

Barclay

Citi is by far most inq sensitive.

and barclay is most likely going to be the only TU puller

[longtimelurker]

So lots of different answers (you don't have all 24 yet, but maybe!)

[CreditCuriosity]

Hmm, got approved for Barclay's a few days back, got the TU pull showing, but they haven't reportted to my CRA yet.  Maybe cause I reconned the original limit?  

[iowapilot84]

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@Creditaddict wrote:

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@red259 wrote:

In what order would you apply for these cards during an app spree to have the best chance of all approvals? This is my potential app spree at this point for Jan. By the time of the apps I will have no inqs within the prior six months and have accounts with everyone but barclays at this point. 

Amex everyday preferred

citi hilton reserve card

Chase Hyatt card

barclay arrival+

(maybe a citi AA business card)

---

Citi

Amex

Chase

Barclay

Citi is by far most inq sensitive.

and barclay is most likely going to be the only TU puller

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I would question how inq sensitive citi is. I got approved for the double cash and aadvantage world business cards last week with over 15 inq on ex. it is only onc factor in the approval process. I have a very thick file with numerous accounts that are older, low utilization, etc so that may have impacted things.