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In with NFCU..Now what? APPROVED $9000!!!

tag
webhopper
Moderator Emeritus

Re: In with NFCU..Now what?


@2NE1 wrote:

@journey258 wrote:

Did you do it yet? Did you? Did you apply? Did you do it?



@journey258 wrote:

 

They'll email you tomorrow with your approval! Hope you get a great limit!!

 

Make sure you update us. I'll be waiting...right here...all day....


ROFL... you're too funny! Smiley LOL

 


+1000. Don't leave... please.... ever.
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 21 of 82
Anonymous
Not applicable

Re: In with NFCU..Now what?


webhopper wrote:

They aren't going to even blink at utilization or inquiries.


Can you imagine saying that about ANY other bank or credit union???  

Message 22 of 82
webhopper
Moderator Emeritus

Re: In with NFCU..Now what?


@Anonymous wrote:

@webhopper wrote:

They aren't going to even blink at utilization or inquiries.


Can you imagine saying that about ANY other bank or credit union???  


 

I don't think I could and actually keep a straight face.

I had 19 inqs on tu; which they pulled. I was also at 75% utilization on discover. Had just paid for a cruise to alaska for three using shop discover. I'm not real good at paying before statement. I pay usually on the 15th... statement cuts on the.13th. I refuse to pay the cards before the mortgage.
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 23 of 82
Anonymous
Not applicable

Re: In with NFCU..Now what?

They are truely like family!

Message 24 of 82
rootpooty
Valued Contributor

Re: In with NFCU..Now what?

let us know the results!

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 25 of 82
calihlove75
Established Contributor

Re: In with NFCU..Now what?APPROVED???

Still says pending but they responded under messages:

 

 

Thank you for your message. We are pleased to inform you that your recent credit card application has been approved. Your new cash rewards card has been issued to your address of record and should be received within approximately seven to ten business days. If we can be of any further assistance, please let us know

 

 

 

I just don't know how much

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 26 of 82
journey258
Frequent Contributor

Re: In with NFCU..Now what?APPROVED???


@calihlove75 wrote:

Still says pending but they responded under messages:

 

 

Thank you for your message. We are pleased to inform you that your recent credit card application has been approved. Your new cash rewards card has been issued to your address of record and should be received within approximately seven to ten business days. If we can be of any further assistance, please let us know

 

 

 

I just don't know how much


YAYYYYYYY!!!!!! It's like we're cousins.


Current Score:652 EQ (Beacon 5.0), 647 EX, 647 EQ, 693 TU (USAA CMS), 684 TU (Walmart)
Goal Score:700 across the board

My Wallet: NFCU cashRewards Sig ($14k); Chase SW RR Sig ($6); USAA Cash Rewards MC ($2k); USAA Plat MC ($2k); USAA AMEX ($2k) GE/JC Penney ($4.4k); Chase Freedom ($1.5k); GE/Lowes ($1.8k); GE/Amazon ($1.7k); GE/Walmart ($5k); Cap 1 ($1k); Comenity/LB ($1K); Dillards AMEX ($2.1k)
Message 27 of 82
calihlove75
Established Contributor

Re: In with NFCU..Now what?APPROVED???

Damn! Looks like they pulled transunion again..so three pulls total with membership and credit card . Hopefully I get a good limit. I am officially in the garden..12 inquiries on TU!!!

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 28 of 82
rootpooty
Valued Contributor

Re: In with NFCU..Now what?APPROVED???


@calihlove75 wrote:

Damn! Looks like they pulled transunion again..so three pulls total with membership and credit card . Hopefully I get a good limit. I am officially in the garden..12 inquiries on TU!!!



so they pulled tu for membership and eq for cc and tu for second opinion? they did that to me as well

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 29 of 82
calihlove75
Established Contributor

Re: In with NFCU..Now what? APPROVED?

9,000 ..i cannot believe it. Mod Cut. Please keep your comments g-rated - MarineVietVet, myFICO moderator

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 30 of 82
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