Income Question

[Anonymous]

Here is what Capital One says about it (and I'm quoting directly from them):

What Should I Put For Total Annual Income?

You may include personal income, which is income you have earned, including full-time, part-time, or seasonal jobs, self-employment, interest or dividends, retirement, and public assistance. You may also include shared income, which is money from somebody else that is regularly deposited into your individual account or into a joint account that person shares with you. If you are 21 or over, you may also include somebody else’s income that is regularly used to pay your expenses.

[Anonymous]

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@Anonymous wrote:

Here is what Capital One says about it (and I'm quoting directly from them):

What Should I Put For Total Annual Income?

You may include personal income, which is income you have earned, including full-time, part-time, or seasonal jobs, self-employment, interest or dividends, retirement, and public assistance. You may also include shared income, which is money from somebody else that is regularly deposited into your individual account or into a joint account that person shares with you. If you are 21 or over, you may also include somebody else’s income that is regularly used to pay your expenses.

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I would say that unless you're hooked up with this person in some way on paper, that income could not be included.  Like above, joint banking, etc.    Something you can always send them a copy of .  Even a checking accoung statement showing the deposits.  

[Skye12329]

On applications they usually say list all sources of income available to you. This would mean all sources you would be able to use to pay the bill. Like my partner and I have a joint bank account and share money so I list his income with mine. Since its used to repay the debt. So if you will have access to your BF money to repay then list it if you would like

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Here is what Capital One says about it (and I'm quoting directly from them):

What Should I Put For Total Annual Income?

You may include personal income, which is income you have earned, including full-time, part-time, or seasonal jobs, self-employment, interest or dividends, retirement, and public assistance. You may also include shared income, which is money from somebody else that is regularly deposited into your individual account or into a joint account that person shares with you. If you are 21 or over, you may also include somebody else’s income that is regularly used to pay your expenses.

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I would say that unless you're hooked up with this person in some way on paper, that income could not be included.  Like above, joint banking, etc.    Something you can always send them a copy of .  Even a checking accoung statement showing the deposits.  

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Agreed! If they ever ask for income verification, you'll have to be able to verify all of the income you stated; including the other person's income. One would need to be sure that the other person would be willing to send in sensitive docs

[Anonymous]

may vary state by state