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Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Income on Applications for Credit

Haha! Well, mine was wayyyyy < $500k but Im only 23 :-P haha. Yeah, Amex's app def had a place for total investment values!

I've seen maybe 1-2 online apps with a Joint App'er option....
And I have 9-11 inqs in the past two years.

Haha I loved getting ppl to sign up for JCP
cards when I worked there a couple years back! I was #1 at my store :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
cashnocredit
Posts: 1,037
Registered: ‎07-18-2009
0

Re: Income on Applications for Credit


youngandcreditwrthy wrote:
Haha! Well, mine was wayyyyy < $500k but Im only 23 :-P haha. Yeah, Amex's app def had a place for total investment values!

I've seen maybe 1-2 online apps with a Joint App'er option....
And I have 9-11 inqs in the past two years.

Haha I loved getting ppl to sign up for JCP
cards when I worked there a couple years back! I was #1 at my store :-)


Hey, you're just starting out! I'm retired so my investments have to last a lifetime, however short, or worse, long, that might be. Ok, I do get to add social security and medicare (Yay, I'm part of the 47% leaching off you guys).

 

Seriously, sounds like you are doing pretty well. Just don't forget that credit is really convenient but it ain't the same as building up assets. Start now with a plan and you can retire with a nice nestegg too!  Assuming the world stays together that is.

 

I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $1800, WF Plat 12k, Chase Freedom Siggy15k, Amex Plat (60k H/B), Citi AA EWMC 25k
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Income on Applications for Credit

Bahahhaaha 47%!!!! Crazy Romney! I feel pretty confident those "entitlement" programs will be solvent.

I need to make more so I can save more def'ly haha!
Thanks for the advice !
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
pdog661
Posts: 378
Registered: ‎03-31-2012
0

Re: Income on Applications for Credit


cashnocredit wrote:

youngandcreditwrthy wrote:

Yeah! C1 asked me for how much I had in investments:-)... I was proud to say the amount I had lol


This is one of the smart things C1 does. I often wondered why Amex didn't but then I noticed finally they did I got my Plat a year ago. They had a check button list with ranges from zero. The max was 500k+ IIRC. Seems like kinda a small upper end given Amex's target demo.


Yup the plat card does ask for investment info.

 

A 500+K net worth will quallify you for any credit card offered directly to the public.  IE log onto AMEX website and click the want button. 


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