@silverzgirl wrote:
My experience with Chase and others is that 7-10 days is a decline. No phone call has changed that either.
I got the 7-10 day when I apped for the Freedom in May. Called, got approved. I got the 7-10 message for Sallie Mae in April. Called, got approved. I got the 7-10 day message for eBates in April. Called, got approved.